I've broken the wagon, I've fallen off so often

LexieLou

I'm back....and boy do I have a sore body from falling superbly off the wagon.

I did super well years ago and then I went a bit wayward, and then buried my head in the sand.

But I now have had (I hope) my final lightbulb moment.

The letter from the Scalifax about the increase in O/Draft may have been the absolute final straw. I did what everyone says not to do, which was consolidate some debt into a loan. I know, but it means I can mentally cope and also pay off my debt instead of just paying the fees each week.

So I'm off to feel a bit better, cos A) I am back on here and I am finally grabbing this noose of debt and destroying it. One day at a time and all that

LL xx

redofromstart

Good luck with it LexieLou

laurag89

Good luck Lexielou!

Don't worry a lot of us have been there - falling off the wagon, but well done for coming back

Happierdays

Indeed...me too... lots of wagon-falling-off for me at times! Keep going and getting back on, you have come to this place which as you already know is a great start!

Happierdays

That's great you have come back to this place though and yes indeed lots of us have same prob with falling off... but getting back on and starting again is the main thing. And as you say, one day at a time.. best of luck x
(Sorry if I've just posted similar thing twice, it went all weird when I pressed post reply so wasn't sure if it posted or not lol)

Hiddenidenity

Good luck x

Tempus01

Good luck! You're not alone with the loan situation. I did the same good luck

another_casualty

Fell off the wagon myself, like John Wayne in the past .
Life is crap, that's my excuse.
Best of luck