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Time to clear the debt - for good!

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Comments

  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    So today as previously mentioned, I went to the bank and paid in the £300, which I have now paid to the credit card.

    I will update my totals once I know the exact amount left on it, i guess it will update early next week :)

    Working my 2nd job tomorrow, although it can be annoying to have to go - i know it is so that I can have my dream wedding dress without getting into debt to buy it.

    My evening tonight is going to involve survey's - I am really keen to put any money earned to this debt. I can't wait to see it go,
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Back from working, and about to sit down and do some surveys.

    Hope the money comes in from my old Samsung S5 this week so that I can also put that to the M&S credit card.

    Excited to see the exact balance of it once it updates as have paid small amounts here and there to it. :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    I am pleased to report that the M&S credit card now stands at £466.21 :)!


    But with the good also comes bad, I had to go to the dentist on Friday and now I need my wisdom tooth out at the hospital and they have also noticed I now need a filling on another wisdom tooth... it is one thing after another!
    I absolutely hate the dentist! I really look after my teeth, but every visit I seem to need a filling on something else. Money Money Money.


    Waiting to hear the exact amount they are going to give me for my Samsung S5 which I will also pay to the M&S card. I am also going on survey sites every evening, anything I cash out will also go to the credit card.


    Just about to update my totals :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • Well done... you seem to have paid off lots over time and are making progress! :)
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Well done... you seem to have paid off lots over time and are making progress! :)



    Thank you :)


    I am hoping if I keep coming on here, and keep on with the surveys I will stay motivated.
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    More surveys completed tonight, but still a little way from cashing out on any of them.

    Also received £41 for my old samsung which was less than i thought but still better than nothing, that is going straight to my credit card :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • Its hard I know but just remember one thing with the surveys "Perseverance Pays See My Signature"

    Example i am waiting on all of these hitting my bank account:

    Mingle Respondi £10-12 quid
    Opinium Research £25
    One Poll £40

    I tend to multi task as doing surveys ie movie or tv on in the background.
    Cashback Earnings YTD £46.04 Survey Earnings YTD £182.66
    "Always always train, be the best version of you that you can physically be"
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    Its hard I know but just remember one thing with the surveys "Perseverance Pays See My Signature"

    Example i am waiting on all of these hitting my bank account:

    Mingle Respondi £10-12 quid
    Opinium Research £25
    One Poll £40

    I tend to multi task as doing surveys ie movie or tv on in the background.

    Your right, I think it's just when you have cashed out and are starting again that it's the hardest to stay motivated!

    I will continue though, it is a great way of earning extra towards these debts!

    :)
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • laurag89
    laurag89 Posts: 728 Forumite
    Seventh Anniversary 500 Posts Combo Breaker
    £41.03 paid to M&S credit card from selling my phone :) I potentially have another £10 left in my account that I can pay to it but I am holding off as not sure if I will need it for fuel!

    Payday Friday :) looking forward to seeing what I can get this card down too, want it gone so I can start on the MBNA. Will be nice to be free of credit card debt so I can attack the monster debt - the loan!
    Total debt to pay: £14,071.41/ Remaining debt: £12,884.12: Amount Paid: £1,187.29

    Survey xmas 2018 savings: £10 / £150
  • laurag89 wrote: »
    £41.03 paid to M&S credit card from selling my phone :) I potentially have another £10 left in my account that I can pay to it but I am holding off as not sure if I will need it for fuel!

    Payday Friday :) looking forward to seeing what I can get this card down too, want it gone so I can start on the MBNA. Will be nice to be free of credit card debt so I can attack the monster debt - the loan!

    Well done :D you're doing amazing :beer::beer::beer::beer:
    I WILL GET THERE.
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