Cash withdrawals - disabling the facility

thatwilldo

I inadvertently withdrew cash on my credit card rather than my debit card( I have the same PIN). I never want to use this facility on my credit card - will credit card companies allow you to disable this facility? There is no real info on this on the web.

Any advice appreciated - thanks

eDicky

Would using s different PIN for your credit card prevent repeating the mistake?

societys_child

It'd make sense to use different PINs.

I have the same PIN

Do you use the same PIN on all cards? :eek:

thatwilldo

I'll look to change the PIN just had that many cards over the years it was easier to have the same PIN (I know this is stupid).

Does anybody know if you can disable the facility though?

Ebe_Scrooge

thatwilldo wrote: »

Does anybody know if you can disable the facility though?

Not sure - maybe you could phone your credit card issuer and ask ? Or even log onto their website and have a look ?

thatwilldo

Yes looked on their website there was nothing. I'll ring them as it appears to be an unknown on here

Richey_

Are you sure you sure you are ready for a credit card? Would a basic bank account not be safer?

[Deleted User]

thatwilldo wrote: »

Yes like O'Keefe on their website there was nothing. I'll ring them as it appears to be an unknown on here

Heres the answer....NO it would be impossible for them to disable one facility for one customer out of 00;s of thousands.

YorkshireBoy

venison wrote: »

Heres the answer....NO it would be impossible for them to disable one facility for one customer out of 00;s of thousands.

I'm not so sure. Certainly the google search I've made seems to state it's possible. Plus, not all customers with the same credit card from the same company have the same cash limit (as a percentage of their credit limit).

Geoff1963

If you only ever use it online, you could ask for a new PIN by post, then burn the notification.

I think a bank machine takes the card fully, but a PIN pad in a shop leaves about an inch sticking out. A few turns of duct tape on the non-chip end, would allow one facility but physically prevent the other.

DCFC79

It would be advisable to look what card you pull out of your wallet to then insert into the ATM.