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Cash withdrawals - disabling the facility

thatwilldo
thatwilldo Posts: 45 Forumite
in Credit cards
I inadvertently withdrew cash on my credit card rather than my debit card( I have the same PIN). I never want to use this facility on my credit card - will credit card companies allow you to disable this facility? There is no real info on this on the web.

Any advice appreciated - thanks
«13

Comments

  • eDicky
    eDicky Posts: 6,835 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Would using s different PIN for your credit card prevent repeating the mistake?
    Evolution, not revolution
  • societys_child
    societys_child Posts: 7,110 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 14 August 2017 at 9:13PM
    It'd make sense to use different PINs.

    I have the same PIN
    Do you use the same PIN on all cards? :eek:
  • thatwilldo
    thatwilldo Posts: 45 Forumite
    I'll look to change the PIN just had that many cards over the years it was easier to have the same PIN (I know this is stupid).

    Does anybody know if you can disable the facility though?
  • Ebe_Scrooge
    Ebe_Scrooge Posts: 7,320 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    thatwilldo wrote: »

    Does anybody know if you can disable the facility though?

    Not sure - maybe you could phone your credit card issuer and ask ? Or even log onto their website and have a look ?
  • thatwilldo
    thatwilldo Posts: 45 Forumite
    edited 15 August 2017 at 5:25AM
    Yes looked on their website there was nothing. I'll ring them as it appears to be an unknown on here
  • Richey_
    Richey_ Posts: 334 Forumite
    Are you sure you sure you are ready for a credit card? Would a basic bank account not be safer?
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Fifth Anniversary 1,000 Posts Name Dropper I've been Money Tipped!
    thatwilldo wrote: »
    Yes like O'Keefe on their website there was nothing. I'll ring them as it appears to be an unknown on here

    Heres the answer....NO it would be impossible for them to disable one facility for one customer out of 00;s of thousands.
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    venison wrote: »
    Heres the answer....NO it would be impossible for them to disable one facility for one customer out of 00;s of thousands.
    I'm not so sure. Certainly the google search I've made seems to state it's possible. Plus, not all customers with the same credit card from the same company have the same cash limit (as a percentage of their credit limit).
  • Geoff1963
    Geoff1963 Posts: 1,088 Forumite
    If you only ever use it online, you could ask for a new PIN by post, then burn the notification.

    I think a bank machine takes the card fully, but a PIN pad in a shop leaves about an inch sticking out. A few turns of duct tape on the non-chip end, would allow one facility but physically prevent the other.
  • DCFC79
    DCFC79 Posts: 40,649 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    It would be advisable to look what card you pull out of your wallet to then insert into the ATM.
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