ThelittleladyandI

Singlemumwithplans

I have spent this evening batch cooking my favourite curry. All boxed up and in the freezer for next week so thats productive! Other than that another boring evening spent in front of the TV.

Fingers crossed funds arrive tomorrow! Nursery need paying as does the mortgage! Oh it's never ending......

I'm trying for a no spend day tomorrow!

X

Singlemumwithplans

Friday to do list

1. Contact water company (it seems I haven't been paying for my water :eek:)
2. Make a payment to the cc
3. Collect photos from boots
4. Take doggy for a long walk
5. General clean
6. Pay nursery (if funds arrive)
7. Face the balance on the Halifax cc
8. Get things prepared for tomorrow
9. Contact council tax
10. Write a financial plan

Singlemumwithplans

Achieved my to do list apart from collecting the photos as I'm going to do that this afternoon. Pretty pleased with how productive I've been. It's not even lunchtime! I guess that's what happens when the little lady has a long nap hehe!

Outstanding balance for water wasn't as bad as I thought and I've set up a dd to pay that which is good.

I haven't heard anything from the working tax credit people. I don't know whether to chase or leave it a bit longer. It has been almost a month I guess. Ummmmmm

I'm still hoping for a no spend day today (which I should manage) as I'm going out tomorrow with a friend whilst the little lady is with her dad. It is likely to be an expensive one but I will try my best to keep it as low as possible!

I've also realised that my car needs a service (desperately) and a mot. I've organised that for next week so fingers crossed it won't cost too much. I'm not going to worry about it now as there's nothing I can do about it.

X

Singlemumwithplans

I've had such a busy weekend I havent really had a chance to post! Anyway Friday was indeed a no spend day. Saturday I went out with a friend and spent a little bit but did have a brilliant time! Sunday was another no spend day!

So spends for this week

Monday - no spend day
Tuesday - diary for work 90p
Wine and chocolate £5.99
Wednesday- petrol £21.01
Frozen pizza £2.00
Thursday - aldi £32.26
Morrisons £2.94
Photos £ 1.20
Wine £6.00
Friday - no spend day
Saturday - Burger King £ 11.00
Snacks £8.75
Ticket £26.00
Sunday - no spend day

So that's a grand total of £118.05
Unfortunately I didn't sell anything or make anything extra!
But I did get my 3 no spend days in!

X

Singlemumwithplans

I rang up the working tax credit people and they said that they had sent a letter out wanting more information so at least that is moving. Fingers crossed that they will be able to help!

I have also been paying off small bits here and there on the target credit card and it's going well. I'm excited to get the statement (that's never happened before) I always had Christmas as a a date that I'd like that cc to be paid off by and I'm feeling more positive that that is achievable now which is good. Maybe even a little bit before hehe!

My daughters daddy has given me so extra money to buy her some new clothes so I get to go shopping for some bits for her which is really lovely!

X

timetobefrugal

Just wanted to pop in and say hello! Sounds like you are making a great start and once you have found your feet with your new budget you'll be well on your way. Sorry to hear about you and your husband, I mis my daughter terribly when she's with her dad but the bonus is it gives me a good chance to deep clean the house!

swimminginaseaofdebt

Singlemumwithplans wrote: »

I rang up the working tax credit people and they said that they had sent a letter out wanting more information so at least that is moving. Fingers crossed that they will be able to help!

It's worth signing up for an online account with them if you can. Once you're up and running you can log on and see what payments you are due in addition to updating any changes that happen.

System

Just catching up with your diary, sounds like things are on track. Once tax credits sorted you will be in an even better place .

Singlemumwithplans

Thanks everybody!

I will set up an online account as it will help to stay organised, that's if Im entitled to any help!

Happy Tuesday!
X

Singlemumwithplans

Hello everyone!

I'm all finished with work for the week which is nice! I had to get petrol yesterday so not a no spend day unfortunately. My car has gone in for an MOT so fingers crossed it won't cost too much :eek: also means I'm house bound for the day which Is annoying although at least it means I can't spend anything:rotfl:

I'm hoping to go to town this weekend to get some new clothes for the little lady and I am desperate for a new coat and boots although I might limit myself to buying one or the other to start with.

I've been continually paying a little bit off my credit card here and there and I should get the latest bill fairly soon......

Still nothing from the tax credit people. I'm very impatient!!!

Things are a bit dull here. last weekend we went to the farm but the weather is terrible here so outdoors days out are a bit of a no no. I guess soft play could be an option?

That's all.