Advice please: How to make the most out of savings

AEZ

Hello, I would like to have some advice please. I have some savings and i'm looking to put them into some sort of account for 2-3 years. What would be the best way of doing this? An ISA? Fixed savings account? What would you recommend? Also i'm starting a full time job as I have been studying, should I open another account for this income? and what would you recommend

Thank you!

newatc

Look on the main site under bank accounts, The best rates available are with bank accounts but limited to certain amounts and restrictions. If you still have money over and above those then put in the best fixed saving account that you can find (unless you have credit card debt which should be paid off).
In your timescale stocks ISA wouldn't be appropriate imo and cash ISAs (unless you great deal of savings ) have no advantage because the first £1000 of interest is now tax free and Cash ISAs usually pay less interest than non-ISA savings.
When you read the info on bank accounts, which one you use for your income might become clearer.