Buying house nightmare

Pinkycat1

The worst thing I have ever had to experience is buying a house.
1. Found my dream home.
2. Put offer in and accepted. (Great).
3. I am a cash buyer and the property is empty. (Great).
4. Let solicitors do the work this I found out was when it went downhill.
5. The property is a leasehold all I can say is NEVER buy a leasehold property.
6. The seller gave fake documents to her solicitor who passed them to mine and mine did not accepted them and sent them back.
She would only then accept originals. Which I most certainly agree with.
7. The seller had changed dates and addresses on the gas certificate and on the lease document my solicitor said it was fraud then she questioned everything. Which I agreed. The ground rent is £9 a year and she had this years to pay which she refused. I told my solicitor I would pay it. It took two weeks for her solicitor to respond and they said the seller would pay it. Then she refused to give the original receipt which again my solicitor insisted on because of her tampering with documents. The is one crazy woman.
8. The seller then kept phoning and phoning the estate agents to the point were they started ignoring her calls.
9. Then thought everything was sorted and I signed paid the money to the solicitor for transfer and the seller refused because it was a Friday and she said the bank might go out of business and lose the money.
10. Supposed to of complete yesterday and my solicitor got a call from the land registry office the had made an error and noted the probate certificate the seller had given was altered manually. So my solicitor stopped things and requested the original.
11. The seller said she felt stressed and refused to hand in the certificate and said she will post it. Another delay the woman is crazy. The she told the estate agent that I had not got the funds prepared oh this is really getting into mad territory.
12. The process from making offer 15/05/2017 to date and on going.
13. In the meantime I am feeling sick, tired and want to throttle the seller. My gut is saying tell her to stuff it and cut my losses but, I have paid the solicitor money is with them. And could I really start the whole sorry process again. Big fat NO.
14. Word of warning if you are selling house or anything please get all your receipts,documents and anything else in order first. And if in doubt just enclosed everything remember you want to sell.
15. Another sleepless night and the bags from eyes are now the floor the joy has been gone a while since viewing the property. I want the house and hope I will eventually get it but feel I should of gone with my gut when things started going crazy and told them when the first document was tampered with to forget it and walked away.

Murphybear

Poor you

I think I would have stopped at the "fake documents" stage

bagpussbear

Murphybear wrote: »

Poor you

I think I would have stopped at the "fake documents" stage

Agree with this, bad idea to proceed at all given steps 6 and 7.

BrassicWoman

I work from home, no fibre when I moved in (there is now) so I got a 4G dongle from EE with a good data deal. Prbably wonlt get hooked up even though there is now fibre, as it's cheaper than paying for a phone line I'll never use. Little bit laggy around 7 - 9 pm, but I'm not working then.

ThePants999

I'd have pulled out at the first mention of "fake document". There's something to hide that's so important the seller will commit fraud to hide it? Okayyy... no.

Pinkycat1

Thanks I know I should why did I listen to family? Think they just want me closer to them. Suggestion when your gut tells you to do a runner please,please do so and don't fall into the trap like I have.

tori.k

I'm sorry to read of the experience your having with this, our own is now at the headache stage, so your not alone,seller wanting updates on our mortgage position but hasn't sent the correct titles to our solicitor, so we can't/won't proceed. They seem unable to understand the issue is their end not our, was hoping to have this wrapped up by August end now into September.
This must be one ell of a house as like the others we would have cut our losses and walk away.

Davesnave

Pinkycat1 wrote: »

Thanks I know I should why did I listen to family? Think they just want me closer to them. Suggestion when your gut tells you to do a runner please,please do so and don't fall into the trap like I have.

Never mind your family, who presumably aren't legal experts, what did your solicitor advise you at the point where attempted fraud was committed?

People shouldn't have to listen to their guts if there is a legal irreguarity; they should have sound advice from the professional they're employing.

So did you have advice, and did you ignore it?

BLOW_FLY

First off I'd have almost certainly walked away at .5

I'd definitely have walked and told them to stick it by .6

Why on earth are you not taking / listening to your own advice in .5?

BF

hazyjo

I'd have walked at #5 too.

Not sure I trust my own seller - and we've literally not even started yet as the chain's not complete. She says she's living there, but I'm not convinced. She has 'family staying for a while' apparently, but I think that 'family' (if indeed they are) are actually renting it and have been there for months.

If I were in your shoes and continuing with the purchase, I'd be wanting as short a time as possible between exchange and completion.

Good luck!


PS this is generally how long it takes (12 weeks-ish from offer to completion) so you're not too far over that at the mo!

n217970

I suspect this isn't even the sellers house to sell. I would start looking for other houses.