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Santander Charging for withdrawals in Spain

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  • zagfles
    zagfles Posts: 21,489 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Chutzpah Haggler
    It's worthy news as I've never know any "proper" ATM anywhere in Europe charge for withdrawals. WIll make a point of avoid them.
  • benjus
    benjus Posts: 5,433 Forumite
    Part of the Furniture 1,000 Posts
    eDicky wrote: »
    Non-Spanish, i.e. foreign cards. It's possible they will charge Spanish cardholders also, but more likely they just target foreigners. This is about the ATM making a charge, I think you have more in mind the usual non-sterling card fees made by Santander UK that are waived when using your card in a Spanish Santander ATM.

    ISTR a few years back most Spanish ATMs charged holders of cards from other Spanish banks. So with my fee-free UK card I was actually paying less in charges than someone with a Spanish card from a different bank. Don't know if this is still the case though.
    Let's settle this like gentlemen: armed with heavy sticks
    On a rotating plate, with spikes like Flash Gordon
    And you're Peter Duncan; I gave you fair warning
  • firefox1956
    firefox1956 Posts: 1,548 Forumite
    I will be keeping my MSE eye on things next time I use my Santander card in a Santander ATM.....just in case.
  • AlexMac
    AlexMac Posts: 3,064 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 7 August 2017 at 11:04AM
    Is this surprising? See this website's own guidance ...

    http://www.moneysavingexpert.com/travel/travel-credit-cards#rule7

    ... where MoneySavingExpert lists fees associated with using your cards overseas; Santander being among the most expensive...

    Scroll down to "Rule 8; the debit cards from hell"

    And that's if you transact in Euros. If you fall for the old on screen message "Do you want us to convert to a guaranteed Sterling rate of XXX for you" scam and hit YES (as opposed to the better, but counter-intuitive NO), you'll be even worse off. Sometimes the sneakier ATMs don't even translate that message to English on-screen!
  • I just came back from Tenerife and used my santander card on an ATM inside the Santander bank ( las americas) and was not charged to withdraw money, but I also used my cash passport card as well and was charged 5 euro to do so.
    Hope that helps
  • JezR
    JezR Posts: 1,698 Forumite
    Part of the Furniture 1,000 Posts
    eDicky wrote: »
    Non-Spanish, i.e. foreign cards. It's possible they will charge Spanish cardholders also, but more likely they just target foreigners. This is about the ATM making a charge, I think you have more in mind the usual non-sterling card fees made by Santander UK that are waived when using your card in a Spanish Santander ATM.

    Incidentally doesn't stop Banco Santander ATMs offering DCC on Santander UK card withdrawals.

    Seen the following list elsewhere on ATM charges at some banks/ATMs in Spain so I can make no guarantee on the accuracy, but it may be the start of a guide of people's experiences.
    Fees as of July 2017:
    Deutsche Bank- no fee
    Bankia- no fee
    Popular- 1.50 euro fee
    Caixabank- 3.00 euro fee
    Santander- 5.00 euro fee
  • We've never been charged using our Santandar card in a Santandar ATM, but not used it since end of April this year. Back in 4 weeks so will no doubt be using it again, along with the Clarity.
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I will be keeping my MSE eye on things next time I use my Santander card in a Santander ATM.....just in case.

    I live in Spain and use my UK Santander card about 4-5 times a month in a Santander machine. No charge and get the best possible rate
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • benjus
    benjus Posts: 5,433 Forumite
    Part of the Furniture 1,000 Posts
    AlexMac wrote: »
    Is this surprising? See this website's own guidance ...

    http://www.moneysavingexpert.com/travel/travel-credit-cards#rule7

    ... where MoneySavingExpert lists fees associated with using your cards overseas; Santander being among the most expensive...

    Scroll down to "Rule 8; the debit cards from hell"

    And that's if you transact in Euros. If you fall for the old on screen message "Do you want us to convert to a guaranteed Sterling rate of XXX for you" scam and hit YES (as opposed to the better, but counter-intuitive NO), you'll be even worse off. Sometimes the sneakier ATMs don't even translate that message to English on-screen!

    That article is talking about cards issued by Santander UK.

    This thread is talking about ATMs operated by Santander Spain.

    Two completely different topics.
    Let's settle this like gentlemen: armed with heavy sticks
    On a rotating plate, with spikes like Flash Gordon
    And you're Peter Duncan; I gave you fair warning
  • bagand96
    bagand96 Posts: 6,556 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just back from Spain (Balearic Islands) thought I'd add my experience as it may help people....


    Sabadell €1.80
    Caixabank €3.00


    Popular ...No fee
    Euronet ... No fee


    Didn't try any others, but it does seem that a few in Spain are charging now, never had an issue before is it a new thing?
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