Accidentally got cash out of ATM using credit card not cashpoint

agrinnall

ERICS_MUM wrote: »

I thought ATM is an American term - Automated Teller Machine. Which UK banks call their cashiers 'tellers' ?

Sorry this adds nothing to help, I just felt narked on behalf of the OP !

No, it's the correct term, and used worldwide. Those of us in the industry (which I used to be) rarely use anything else. Some parts of the UK general public still seem to use the name of a particular bank's branded ATMs, and that seems most common with Lloyds' Cashpoint, but it always slightly annoys me when it's used for an ATM that actually isn't a Cashpoint.

And 'teller' is an acceptable word to use in the UK instead of 'cashier', although the latter is probably more commonly used. I imagine both will become less used as banks continue to close and/or automate branches.

Jonmenzies

agrinnall wrote: »

Some parts of the UK general public still seem to use the name of a particular bank's branded ATMs, and that seems most common with Lloyds' Cashpoint, but it always slightly annoys me when it's used for an ATM that actually isn't a Cashpoint..

LOL, I know what you mean. Like I have been with most banks at one point or another in the past. With (the old) TSB it was called SPEEDBANK, with Bank of Scotland it was AUTOTELLER, with the Clydesdale it was AUTOBANK, Natwest was SERVICETILL, Lloyds CASHPOINT and the Royal Bank was CASHLINE. I am not sure if there are other banks that gave their ATM a name? In Scotland the word CASHLINE has become synonymous and is used commonly by people who have never even banked with RBS.

zerog

The British word for ATM is "cash machine". In continental Europe it tends to be something like "automat" or "bankomat".

eskbanker

zerog wrote: »

The British word for ATM is "cash machine".

While these terms may be synonymous to a greater or lesser extent, I don't think it's accurate to suggest that the definitive, correct or even preferred term in the UK is "cash machine" any more than "ATM", if that's what you were seeking to imply! I'd humbly suggest that different people prefer different terms but wouldn't see there being much mileage in trying to claim any one as the sole official version....

System

BOS ATMs were branded Autotellers and larger BOS branches (with an automated queuing system) even had a verbal announcements along the lines of 'Please go to Teller number 5'.

My BOS Autoteller card worked (without charge) in all UK ATMs except Midland/HSBC before any other UK bank too!

Akahotpot

Might be an age thing I always use cash point but I know its also a ATM which I thought was an Americanism like hash browns sneaking into full English breakfast :rotfl:

Jonmenzies

When I was in Lloret de Mar a good few years ago, just when Santander came to the UK and I was with Abbey, I went into the Santander and asked for money out. He waved me away from the counter and said AUTOMATIC ONLY.

So i think in Spain, automatic is what we would say ATM?

Wellard_Mann

When I was younger we always used to refer to them as beer token machines.

ICan'tStandIt

I never realised the term 'cashpoint' was so controversial, but I tend to use it over ATM as I was probably more used to seeing Lloyds cashpoints in the days when ATMs weren't everywhere.

As for the issue in hand, it depends on the credit card company and how they allocate their payments in terms of paying off the highest rate of interest first or last.

It it's last, which is not that common these days, you'd have to pay the account off down to zero and let that clear before even using it again. If it is the other way around, I think it should sort itself out pretty easily.

YorkshireBoy

ICan'tStandIt wrote: »

As for the issue in hand, it depends on the credit card company and how they allocate their payments in terms of paying off the highest rate of interest first or last.

It it's last, which is not that common these days, you'd have to pay the account off down to zero and let that clear before even using it again. If it is the other way around, I think it should sort itself out pretty easily.

Card providers have been required to allocate payments to highest interest rate balances first for over 6 years now!