Platform advice

frenchplonka

AlanP wrote: »

If you are putting it into a S&S ISA as opposed to a Pension then I would think, as you want a Vanguard fund that they are likely to be the cheapest for a relatively low monthly investment.

Cheers Alan im choosing them purely because of the simple way its packaged can i put this into a S&S ISA with the Vangaurd platform?

pinkllama

Charles Stanley Direct charge .25% platform fee. Vanguard charge .15%. Neither charge for buying/selling funds.
Lifestrategy 80 is a very good, low cost multi-asset fund that you can quite happily add to monthly and forget about as it rebalances automatically.

Vanguard is probably your best choice due to the lower platform fee.

slowpoke_rodriguez

frenchplonka wrote: »

What about Charls stanley direct?

zero dealing charges and 0.25% annual charge.
Others may be better.

Sean473

pinkllama wrote: »

Charles Stanley Direct charge .25% platform fee. Vanguard charge .15%. Neither charge for buying/selling funds.
Lifestrategy 80 is a very good, low cost multi-asset fund that you can quite happily add to monthly and forget about as it rebalances automatically.

Vanguard is probably your best choice due to the lower platform fee.

Agreed, if you want to get only vanguard funds, getting them from Vanguard directly is the best way!

staffie1

For sums you're talking about, 0.25% is nothing. Even if you were being charged on £10,000 it's only the difference between £15-£25 over a year. I would say the most important thing to consider is whether you want to self-select your investment options (e.g. CSD) or have the platform choose them for you.

frenchplonka

Sean473 wrote: »

Agreed, if you want to get only vanguard funds, getting them from Vanguard directly is the best way!

Thanks for everyone's input I def think its a better idea to invest in Vanguard itself on there own platform as seems the best and cheapest way to invest in what im looking for.

one last Question

Im not sure where to put it on one tab they have the 5 funds they offer along with the past performance and a option to invest now then on the next tab they have a Vanguard ISA are these not the same product just in a wrapper or do I HAVE to go through the ISA wrapper and place the products within that.

hope that made sense

ColdIron

Why wouldn't you want to use an ISA?

frenchplonka

I would I'm just making sure that I can place those products within the ISA as it lists them in two separate tabs on the website

badger09

frenchplonka wrote: »

I would I'm just making sure that I can place those products within the ISA as it lists them in two separate tabs on the website

Unless the Vanguard website operates in a way different to other platforms, which I doubt:cool:, your first step is to open an ISA account with them.

Once open, you pay your money money in, then choose which fund(s) to buy.