Debit card purchase!

bris

TadleyBaggie wrote: »

SOGA was superseded by the CRA in October 2015.

No it wasn't, SOGA is very much still active. The old DSR's were replaced however.

TadleyBaggie

bris wrote: »

No it wasn't, SOGA is very much still active. The old DSR's were replaced however.

http://www.which.co.uk/consumer-rights/regulation/sale-of-goods-act
Better tell Which then...

eskbanker

According to that ever-reliable source, Wikipedia, you're both right - SOGA is still in force for B2B transactions, but has been superseded for consumer ones!

bris

TadleyBaggie wrote: »

http://www.which.co.uk/consumer-rights/regulation/sale-of-goods-act
Better tell Which then...

Which are idiots. The SOGA is an act of Parliament dating back to the 1800's, and updated in 1979, it is legislation that covers buying and selling goods all goods and is still relevant for all sales even for consumers, as well as commercial. Its contract law in it's entirety.


The CCR Consumer Contract regulations, with Consumer being the key word replaced the old distance selling regulations. Consumers get extra protection and it was written for them and mostly relevant to distance sales, but it is not intended to replace the SOGA.


It replaced the old DSR's but doesn't go as far as them. They took away a few unfair laws that heavily penalised the traders and added a few consumer friendly laws as well as re wrote the protection for digital goods.


Which are either stupid or got mixed up, but being a consumer magazine I think they were just highlighting the fact that the CCR's were more relevant to their readers than the SOGA.

Chapuys

bris wrote: »

Which are idiots. The SOGA is an act of Parliament dating back to the 1800's, and updated in 1979, it is legislation that covers buying and selling goods all goods and is still relevant for all sales even for consumers, as well as commercial. Its contract law in it's entirety.


The CCR Consumer Contract regulations, with Consumer being the key word replaced the old distance selling regulations. Consumers get extra protection and it was written for them and mostly relevant to distance sales, but it is not intended to replace the SOGA.


It replaced the old DSR's but doesn't go as far as them. They took away a few unfair laws that heavily penalised the traders and added a few consumer friendly laws as well as re wrote the protection for digital goods.


Which are either stupid or got mixed up, but being a consumer magazine I think they were just highlighting the fact that the CCR's were more relevant to their readers than the SOGA.

Have you read the Sale of Goods Act 1979 (since it was amended) lately? Large number of sections are ended stating "This section does not apply to a contract to which Chapter 2 of Part 1 of the Consumer Rights Act 2015 applies"

Chapter 2 of Part 1 of the Consumer Rights Act 2015 is very extensive so broadly put all consumer contracts under the remit of the Consumer Rights Act 2015 not the Sale of Goods Act 1979.

Ben8282

We had a similar problem a couple of years ago after being fooled by a .co.uk domain name site selling DVD box sets which were sent from China and appear to have been home recorded from Chinese television complete with Chinese sub-titles.
NatWest accepted the chargeback to the debit card without question and a prompt refund was made.