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Starting over 2017
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Hoover fixed £20, completely clogged with hair (the teen's and the rabbit's as both have been moulting!!!) Car is going back to the garage again on Friday as now it's computer is saying something else is wrong so it's saying not to drive it. I really hate cars, and I hate computers even more. In-laws have offered to pay if it's a big job but I hate asking so if it's doable in budget we will. So much for all my plans - got an electrician in on Friday too to have a look at about 6 things that are broken or are breaking, been here 10 years so everything is dying slowly. So much for the budget planning. At least apart from the hoover it's been another NSDMortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
Pops in to say hello
Hope the job hunting it fruitful soon.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I hope so too, what I have learnt in my time off is that I am rubbish not in work and can faff for Britain! Got a list if stuff to plod through today and going to lock my phone, laptop & TV remote away...Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
Hi Dora I just wanted to pop in and say hello :hello: I'll have a proper read of your diary as soon as I can.Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
I hope so too, what I have learnt in my time off is that I am rubbish not in work and can faff for Britain! Got a list if stuff to plod through today and going to lock my phone, laptop & TV remote away...
Popping in to say hello:wave: and also to say that I had to smile about locking your phone etc away. I have a house like Steptoes backyard and I'm sitting here on this computer.......:rotfl: Think I'd better take a leaf out of your book. XI Believe.....
That it isn't always enough, to be forgiven by others.
Sometimes, you have to learn to forgive yourself.
Yesterday is history, tomorrow is a mystery
Today is a gift. That's why it is called the present.
happiness isn't achieved by getting extra things,
but by getting rid of the things that make you unhappy0 -
Hi! I am also rubbish when not in work, but unfortunately I decided to become a SAHM haha. Sounds like you're doing well with your debt busting! Good luck Make £2025 in 2025 #18 - £569.66/£2025
1p savings challenge #32 £24.85/£667.95
March - 0/15 NSD, £189.29/£168.75 made, PAD £72/£186, £184.87/£400 GC
Total debts Jan 1st £11706.68 😭
Jan 29th £11354.92
Mar 1st £11015.300 -
Well some good news today, have cancelled a useless policy and put in a receipt for nearly £50 that I should get back fairly soon from church. Looked into my pension and I can leave it where it is and retire (eventually) using the best it has been on till I left teaching. Also hubby was a part time teacher for a few years and he might be able to claim his back now rather than wait for it as it's not going to be worth waiting for. So going to look at that with him tomorrow and also see if he can cash in a long standing policy or two as well. Fingers crossed for a cheap car repair tomorrow too.Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
Car repair wasn't too bad but the ruddy thing has died again so obviously it still needs more garage time. Side hustle job is building up nicely but nothing on the full time job front yet. House to myself today till about 6pm so once the car is dropped off the TV remotes and phone are going upstairs until I've got a decent amount of house/side hustle/job hunting done. Need to be a lot stricter with myself. Definitely a NSD apart from the car.Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
Car sorted, minor job for a few beers rather than an official amount - love my local garage. Bit more part time work under my belt and two more applications done. Pretty much NSDs every day atm apart from food for the ever growing kids!Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170 -
A few surveys done and some work for side hustle done too. Still job hunting and NSDaying my way through the week.Mortgage £119,533 going down slowly
Emergency fund £1000/£1000
Savings for big things £90170
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