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Getting a Default removed.

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  • Sparx
    Sparx Posts: 909 Forumite
    Part of the Furniture Combo Breaker
    Exactly! You're older, wiser and much more stable now from what you mentioned. You can only learn from your mistakes, it makes you a better person! :)

    If it hadn't of happened then, who knows how it would still effect your attitude / position to debt now? You could be in an even worse position!

    It will drop off your credit file from April 2020 as that's 6 years from when you settled the account. Whilst having a default on your credit file isn't ideal, with it now showing as settled and paid (from over 3 years ago now) it will have less and less impact on you for future credit over time.
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