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best TV insurance

xyz111
xyz111 Posts: 207 Forumite
Ninth Anniversary 100 Posts Combo Breaker
in Reclaim PPI & other insurance
hi
i am buying a TV and would like to find out the best insurance around for accidental and spillages and which give full money back or brand new replacement.

thanks.
«1

Comments

  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    I think you misunderstand what a discussion forum about PPI is intended for.
  • xyz111
    xyz111 Posts: 207 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    thanks -which one should i post into.
    also if you could add a reply at the same time.

    Thanks.
  • dunstonh
    dunstonh Posts: 120,616 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The insurance section would be best.

    Most contents insurance policies include televisions in them as standard.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Ebe_Scrooge
    Ebe_Scrooge Posts: 7,320 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    dunstonh wrote: »
    The insurance section would be best.

    Most contents insurance policies include televisions in them as standard.

    Agreed. Just to clarify for the OP - pretty much all of the "Home Contents" insurance policies give you the option - for an additional premium - of covering "Accidental Damage". This is what you want to be taking out.
  • xyz111
    xyz111 Posts: 207 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    Ebe_Scrooge wrote: »
    Agreed. Just to clarify for the OP - pretty much all of the "Home Contents" insurance policies give you the option - for an additional premium - of covering "Accidental Damage". This is what you want to be taking out.

    i have home insurance and accidental damage is included but it comes with excess of 25gbp. my last tv insurance cost me only 65gbp and i was away when it broke. i can not from them now due to their marry with ebay...!!
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    xyz111 wrote: »
    i can not from them now due to their marry with ebay...!!

    I've read that three times now and still none the wiser...
  • Robin9
    Robin9 Posts: 12,988 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ignoring the last sentence.

    All content insurances will have an excess - £25 is very low. But none of them cover breakdown which is what I think the OP wants. They are for theft, accidental damage.
    Never pay on an estimated bill. Always read and understand your bill
  • xyz111
    xyz111 Posts: 207 Forumite
    Ninth Anniversary 100 Posts Combo Breaker
    Correction: my home insurance excess limit is 250gbp so will not be suitable to claim using it.

    the previous policy provider won't sell to me again as they only sell for goods bought from ebay! that's the point i was trying to make !!
  • dunstonh
    dunstonh Posts: 120,616 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Its not worth paying to insure a television worth £65.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Huskydays
    Huskydays Posts: 99 Forumite
    Fifth Anniversary 10 Posts
    dunstonh wrote: »
    Its not worth paying to insure a television worth £65.
    I read it as OP was paying £65 to insure a television? Not worth it either imo
    A witty saying proves nothing
This discussion has been closed.
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