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Buying first car as a 17 year old

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  • ilikewatch
    ilikewatch Posts: 1,072 Forumite
    Remember that as a 17 year old there's a lot of "hidden" costs. You'll need an exhaust with a tailpipe big enough to lose a dog up, huge alloys with ultra low profile ditch finders on, loads of accessories from Halfords, a cuddly smurf to hang from the rear towing eye, and stickers, stickers, stickers...
  • Mercdriver
    Mercdriver Posts: 3,898 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    Strider590 wrote: »
    What a tragic waste :(

    Depends whether it's Dry Blackthorn, Strongbow or real cider...:beer:
  • Strider590
    Strider590 Posts: 11,874 Forumite
    Mercdriver wrote: »
    Depends whether it's Dry Blackthorn, Strongbow or real cider...:beer:
    They changed Strongbow probably about 6 months ago, it no longer tastes like the chemical bathwater it's been for the last 3 decades, I still struggle to utter those words in the pub, but if there's nothing other than that fruity/oversweet alcopop trendy cider, then it has to be done sometimes.
    “I may not agree with you, but I will defend to the death your right to make an a** of yourself.”

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  • Shaka_Zulu
    Shaka_Zulu Posts: 1,689 Forumite
    Would I also need to get insurance even if I leave it sitting in my drive?

    I presume you mean your parents drive? You will need there permission and if you go about this in a secretive fashion they might be inclined to say no. Then what?

    There are plenty of cars out there tick each box one at time in the correct order.

    1. Take lessons
    2. Pass driver awareness test.
    3. Pass driving test.
    4. Get some experience with parents.
    5. DISCUSS options and affordability of buying car with parents.
    Can you afford the insurance?
    6. Get insurance quotes return to point 5 and repeat........

    etc etc
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    Just spat a mouthful of cider over the keyboard. I'm having this.

    Sounds like a misquote to me.

    The standard response to any type of rip off financial transaction is that they charge more aggressively than an angry rhino, or maybe a crash of rhinos.
  • worried_jim
    worried_jim Posts: 11,631 Forumite
    10,000 Posts Combo Breaker
    Mercdriver wrote: »
    Depends whether it's Dry Blackthorn, Strongbow or real cider...:beer:

    Scrumpy Jack. £4x4 @ the Co Op. Started early.
  • Strider590
    Strider590 Posts: 11,874 Forumite
    bigadaj wrote: »
    Sounds like a misquote to me.

    Actually it's far simpler, it's a local saying, meaning to get violated in posterior by a large angry, wrinkly animal with a large horn.
    “I may not agree with you, but I will defend to the death your right to make an a** of yourself.”

    <><><><><><><><><<><><><><><><><><><><><><> Don't forget to like and subscribe \/ \/ \/
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    OP, do you have the cash to buy the car outright? You can't get a finance contract in your own name until you are 18. And keeping the car uninsured on a private drive, while legal as long as you SORN it, it not only pointless, since it can't be driven, but means that if it suffers damage, fire or theft, then you will have to bear the cost. And in the meantime it depreciates every single day ir sits there.
    No free lunch, and no free laptop ;)
  • Mercdriver
    Mercdriver Posts: 3,898 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    as you aren't 18, you will also have to pay your insurance in one lump sum, and that would be a very high amount.
  • Herzlos
    Herzlos Posts: 15,893 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I'd never recommend getting a car before you pass your test *unless* it's a relative giving it to you instead of trading it in.

    In you're case it's even worse - you can't even drive it until you've passed. So you'll need to leave it on the drive for a few months, paying for insurance. If you don't pass first time (lots don't) then it'll sit even longer. So when you eventually pass you've got a car that's potentially a year older and hasn't moved in all that time. So you've wasted all that depreciation and insurance on it.

    Stick the cash for the car, and the cash for the insurance into a savings account, and then go and buy a car when you pass.

    There is nothing special about the Clio you're looking at buying, they are everywhere.
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