credit score plunge

[Deleted User]

So after spending time on here, I'm fully aware that your credit "score" is just a number but I can't help but be concerned that it's nosedived into oblivion.

Why? Because I moved house.

I'm looking to lease a new car in the next 2 months but Experian has me listed as very poor because I'm "credit hungry". Have I taken out 15 credit cards? Nope.. I've simply replaced my old mortgage with a new one and changed energy providers. That's it!

Is it worth me waiting a few months or should I place less credence in Experian and apply for finance anyway?

Edit - Posted in wrong section. My bad. Can a mod close and I'll post in correct section. Sorry.

sourcrates

its ok, i will just move it for you.

[Deleted User]

.Griff. wrote: »

or should I place less credence in Experian and apply for finance anyway?

That one. But substitute 'less' with 'no'.

Moving house does have an impact, but it doesn't necessarily mean you can't get credit.

If declined, leave it 2-3 months before retrying.

[Deleted User]

Thanks for the response.

sheff6107

Have you looked at the other two providers?