We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
credit score plunge
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
[Deleted User]
Posts: 0 Newbie
So after spending time on here, I'm fully aware that your credit "score" is just a number but I can't help but be concerned that it's nosedived into oblivion.
Why? Because I moved house.
I'm looking to lease a new car in the next 2 months but Experian has me listed as very poor because I'm "credit hungry". Have I taken out 15 credit cards? Nope.. I've simply replaced my old mortgage with a new one and changed energy providers. That's it!
Is it worth me waiting a few months or should I place less credence in Experian and apply for finance anyway?
Edit - Posted in wrong section. My bad. Can a mod close and I'll post in correct section. Sorry.
Why? Because I moved house.
I'm looking to lease a new car in the next 2 months but Experian has me listed as very poor because I'm "credit hungry". Have I taken out 15 credit cards? Nope.. I've simply replaced my old mortgage with a new one and changed energy providers. That's it!
Is it worth me waiting a few months or should I place less credence in Experian and apply for finance anyway?
Edit - Posted in wrong section. My bad. Can a mod close and I'll post in correct section. Sorry.
0
Comments
-
its ok, i will just move it for you.I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0
-
-
Thanks for the response.0
-
Have you looked at the other two providers?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.4K Banking & Borrowing
- 254.1K Reduce Debt & Boost Income
- 455K Spending & Discounts
- 246.5K Work, Benefits & Business
- 602.8K Mortgages, Homes & Bills
- 178K Life & Family
- 260.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards