Landlord wants a Insurance Inspection

Eliza_2

I had this in my last place. When he comes just ask the insurance guy why. In my case the landlord asked if I could give the insurance man access on such and such date and when I asked, he told me it was just to ensure the insurable asset list was up to date. No big deal, no eviction etc. just a bit of updating.

I was very pleased to hear the property was insured. Where I am now there's no insurance, though the house is unfurnished - still, if it burns down I'm not sure what will happen. Now where's my tent!

anselld

Insurers often have an inspection clause if there is a flat roof involved.

dacouch

anselld wrote: »

Insurers often have an inspection clause if there is a flat roof involved.

Such a clause is normally for a tradesman to inspect and report on the roof, it would be very unusual for an Insurer to inspect the roof

A_Couple_In_Love

I don't understand why anyone hasn't reassured the OP?

It's just an insurance inspection isn't it, is this really any signs up an eviction? I haven't heard of that before. That's like saying if a landlord wants to paint one of the fences at the weekend, would that be a sign of eviction.... Totally unrelated.

Maybe I am missing something, is there really any links between insurance inspections and eviction?

anselld

dacouch wrote: »

Such a clause is normally for a tradesman to inspect and report on the roof, it would be very unusual for an Insurer to inspect the roof

Yes. The OP has not stated exactly who is attending just that the agent has called it an "Insurance Inspection".

HouseBuyer77

YKay wrote: »

Why, what would that depend on?

See who turns up, EA to do a valuation or someone who says they're from insurance.

Of course if the landlord is attempting to market the property without telling you maybe the EA would pretend to be from an insurance company?

All in all it does sound a bit odd but maybe it's something some insurance companies do. All you can do is wait really. If you're in during the inspection see what you can glean from the inspector (I wouldn't pester them, maybe a couple of general enquiries about inspections for insurance and how it seems unusual)

AlwaysWorking

I work in commercial property management and have been told in the past to tell tenants an insurance valuation is being undertaken when really our client has another surveyor in to value the property whether it be for sale or for loan purposes. It's impossible to know until the person shows up and introduces themselves.

theartfullodger

Just - calmly, politely, in writing/email - ask Landlord for a copy of the letter/email from his insurers requesting this...

Bet there hasn't been one...

m0bov

Ask for ID when he/she arrives.