Landlord wants a Insurance Inspection

YKay

I have had many general inspections, but the estate agents today advised that we are having a Insurance Inspection.

Never had one of these before, this isn't any signs of the landlord wanting to sell the property is it?

Browntoa

probably only wants to check general condition of interior , check for damp etc


maybe required as part of new insurance

G_M

I must admit I've heard of insurance companies inspecting the condition of a property in relation tto taking out/renewing a policy.

Might it be in connection with a claim? Has there been any recent damage/repairs that the LL might be claiming for?

If not, I'd ask for more info. Or simply let it go ahead - yes, the LL mightbe planning to sell, but that's pure conjecture. what will be will be!

YKay

G_M wrote: »

I must admit I've heard of insurance companies inspecting the condition of a property in relation tto taking out/renewing a policy.

Might it be in connection with a claim? Has there been any recent damage/repairs that the LL might be claiming for?

If not, I'd ask for more info. Or simply let it go ahead - yes, the LL mightbe planning to sell, but that's pure conjecture. what will be will be!

We actually had 3 guttering repairs done on the house just over a week ago, maybe he taken it through the insurance.. My biggest fear is the landlord giving us a leaving notice, maybe I'm just worrying over noting.

G_M

YKay wrote: »

We actually had 3 guttering repairs done on the house just over a week ago, maybe he taken it through the insurance.. My biggest fear is the landlord giving us a leaving notice, maybe I'm just worrying over noting.

1) note my typo. My post above should read "I've never heard of insurance companies inspecting the condition

2) could well be a claim for the guttering (though I'd have expected the inspection to happen before the repair was authorised by the insurers).

3) what kind of tenancy do you have? Fixed term? What dates? Or periodic (rolling)?

YKay

G_M wrote: »

1) note my typo. My post above should read "I've never heard of insurance companies inspecting the condition

2) could well be a claim for the guttering (though I'd have expected the inspection to happen before the repair was authorised by the insurers).

3) what kind of tenancy do you have? Fixed term? What dates? Or periodic (rolling)?

I have a rolling contract, it's why I'm a little worried. I asked the estate agents and they just said it's something you do everything 12 - 18 months, however I have never heard of it before.

aneary

YKay wrote: »

I have a rolling contract, it's why I'm a little worried. I asked the estate agents and they just said it's something you do everything 12 - 18 months, however I have never heard of it before.

Depending what you have in the house, some insurances do need to inspect periodically, it means you are covered if they undervalue the property that is insured. It's more expensive the cover is more comprehensive.

YKay

aneary wrote: »

Depending what you have in the house, some insurances do need to inspect periodically, it means you are covered if they undervalue the property that is insured. It's more expensive the cover is more comprehensive.

So you wouldn't say it's anything to be worried about, as in the landlord wanting to sell up?

m0bov

You will know when you answer the door to them.

YKay

m0bov wrote: »

You will know when you answer the door to them.

Why, what would that depend on?

seashore22

I think m0bov was suggesting that you will know better than a load of randoms on the internet. He/she's not wrong.

As a champion worrier myself I would suggest that there is nothing you can do to change it if the landlord does sell up. It's probably nothing, but don't fret about things you have no control over.