Would elderly parent get housing benefit if living with us?

tomtom256

californiagirl wrote: »

Wow, there are so many sanctimonious answers here; I don't know where to begin.

In terms of affordability, we can afford the mortgage, but if one of them dies and the other loses that income, the burden will then fall on myself and my husband to provide a roof over their heads, as well as providing care, food etc. That would have a subsequent effect on our own income and a question regarding available benefits is therefore valid. No "contrived tenancy" about it.

If HB is not payable, that's fine, but I can still claim under the Rent-a-Room scheme. How is that tax-avoiding?!

If you read my original post, you'll see that there is nothing in it that implies I am trying to get more than I should. I'm sitting down and doing calculations and trying to conceive of every different outcome that may arise. It's called being sensible.

Glad you all have nothing better to do with your evenings than hang out on forums and write preachy little numbers with your keyboards. You must be loving life! :j

In you're own words you stated "Obviously I would not them to pay if they can't, but it may then make our mortgage unaffordable" "and the plan is that they would move in with us and pay us the £650 to pay towards the mortgage."

This is not a normal rental liability and you are looking at them claiming HB in order to help with the mortgage, there is no other way to comprehend the words you wrote! Which in legal terms is a contrived tenancy.

You can sugar coat it how you like, but it's the wording you used.

[Deleted User]

OP don't throw your toys out of the pram just because you aren't getting the answers you'd prefer, it would be a contrived tenancy and HB would NOT be payable, rent a room tax free is way below £650 a month, now i'm off back to my knitting as I do have a life that doesn't involve seeing what I can make from the system.

californiagirl

tomtom256 wrote: »

In you're own words you stated "Obviously I would not them to pay if they can't, but it may then make our mortgage unaffordable" "and the plan is that they would move in with us and pay us the £650 to pay towards the mortgage."

This is not a normal rental liability and you are looking at them claiming HB in order to help with the mortgage, there is no other way to comprehend the words you wrote! Which in legal terms is a contrived tenancy.

You can sugar coat it how you like, but it's the wording you used.

If I explained the context to every sentence then the original post would have been multiple pages long. If one of them died, the other would lose the income, my husband & I would have to take on primary care for them as well as paying for their food, their share of the council tax, their share of utilities etc etc. That would have a knock-on effect on our own income and we may then struggle to pay our own bills.

You can twist my words however you like depending on your own world view, but there's nothing sinister or sneaky about my intention.

californiagirl

venison wrote: »

OP don't throw your toys out of the pram just because you aren't getting the answers you'd prefer, it would be a contrived tenancy and HB would NOT be payable, rent a room tax free is way below £650 a month, now i'm off back to my knitting as I do have a life that doesn't involve seeing what I can make from the system.

Haha, maybe don't hang out on a benefits forum if you think everyone's a scrounger. Or maybe it's your entertainment. :T

TELLIT01

The OP was simply asking if what they were looking to do would enable their parents to claim HB, so the simple answer is 'No'. I'd never heard of 'contrived tenancy' and I don't suppose the OP had either. Explaining why they couldn't do what they were looking to do is one thing, but effectively accusing them of intending to defraud either the local council or the tax man is another.
One of the first questions I asked on this site was attempting to see if there was any legitimate way of protecting my disabled brother's inheritance, as his income and savings combined was literally pennies over the limit for Pension Credits. You would have thought, from some of the responses, that I was trying to cheat the tax man out of millions. Why can't people simply provide factual answers to questions instead of trying to judge and best-guess the intention behind those questions?

Petethespider

Here , how about thinking of this one?

Me and DH up sticks and moved 500 miles from parents. Parents were struggling parents moved in with us. We cared for them, nursed dad till he died, look after mum now she's alone

Charge to them / her , half the rates bill because we bought a larger house then we ourselves required

Every other bill is covered by ourselves.

You might want to try that scenario instead of trying to milk the tax payers

californiagirl

venison wrote: »

rent a room tax free is way below £650 a month

It's £7500 pa or £3750 if let jointly, so actually works out about £625 pm...

californiagirl

Petethespider wrote: »

Here , how about thinking of this one?

Me and DH up sticks and moved 500 miles from parents. Parents were struggling parents moved in with us. We cared for them, nursed dad till he died, look after mum now she's alone

Charge to them / her , half the rates bill because we bought a larger house then we ourselves required

Every other bill is covered by ourselves.

You might want to try that scenario instead of trying to milk the tax payers

Literally didn't understand a word of that.

californiagirl

TELLIT01 wrote: »

The OP was simply asking if what they were looking to do would enable their parents to claim HB, so the simple answer is 'No'. I'd never heard of 'contrived tenancy' and I don't suppose the OP had either. Explaining why they couldn't do what they were looking to do is one thing, but effectively accusing them of intending to defraud either the local council or the tax man is another.
One of the first questions I asked on this site was attempting to see if there was any legitimate way of protecting my disabled brother's inheritance, as his income and savings combined was literally pennies over the limit for Pension Credits. You would have thought, from some of the responses, that I was trying to cheat the tax man out of millions. Why can't people simply provide factual answers to questions instead of trying to judge and best-guess the intention behind those questions?

AMEN. God bless the internet.

[Deleted User]

californiagirl wrote: »

Haha, maybe don't hang out on a benefits forum if you think everyone's a scrounger. Or maybe it's your entertainment. :T

Don't try and be sarcastic you can't do it
I do not, have never, and never will believe everyone is a scrounger, I can however spot a chancer a mile away.
Do we assume that you hang around looking for ways to milk the system? The jury is out on that one.