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Seriously SCARY situation

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  • Yes, there are two names on the previous LR title - is it possible that the woman forged his signature? Does it need to be witnessed? My husband and I are definitely on the deeds now
  • BlessedNotStressed
    BlessedNotStressed Posts: 25 Forumite
    edited 21 July 2017 at 11:31PM
    We were FTB, and not one person mentioned (or advised) us to change the locks. Yes, a silly oversight - but we were relieved and excited to have completed our first purchase after so much aggro. None of our friends have changed the locks on their properties either so it's clearly not that unusual.
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Yes, there are two names on the previous LR title - is it possible that the woman forged his signature? Does it need to be witnessed? My husband and I are definitely on the deeds now
    2) do you have a copy of the contract of sale? Whose names were shown as the seller(s)? Does this match 1) above?
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    We were FTB and not one person mentioned or advised us to change the locks. Yes, a silly oversight - but we were relieved and excited to have completed our first purchase after so much aggro. None of our friends have changed the locks on their properties?
    I hesitate to seem unsympathetic, but.... surely you can make a few common sense decisions in life by yourselves? Do you have to be advised everything?

    As for your friends - I don't know an can't answer your questtion.
  • G_M wrote: »
    I hesitate to seem unsympathetic, but.... surely you can make a few common sense decisions in life by yourselves? Do you have to be advised everything?

    As for your friends - I don't know an can't answer your questtion.

    I'm sure the OP has enough on their plate without your needless input that doesn't actually help. Your point has already been made a number of times in this thread.
  • G_M wrote: »
    I hesitate to seem unsympathetic, but.... surely you can make a few common sense decisions in life by yourselves? Do you have to be advised everything?

    As for your friends - I don't know an can't answer your questtion.

    To be fair to the OP, I don't think we would have prioritised changing the locks were it not for this forum. It would have been on the list of "things to do in the first year", but not for the first evening. I mentioned it to quite a lot of friends and colleagues and most were very surprised we had it as the first thing to do, several said they'd never changed the locks at all. Just because it's something everyone in this forum would do, doesn't mean the wider world does it.
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Always try to be nice, but never fail to be kind - Doctor Who

    Total mortgage overpayments 2017 - 2024 - £8945.62!
  • shortcrust
    shortcrust Posts: 2,697 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker Newshound!
    Does anyone know where the OP stands if the woman forged her husbands signature? It does need witnessing but I can't remember if it need witnessing in front of a solicitor for example, or if ID is needed.

    PS I haven't changed my locks. Might now, and I suspect the OP has got the message too.
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 21 July 2017 at 10:22PM
    Yes, there are two names on the previous LR title - is it possible that the woman forged his signature? Does it need to be witnessed? My husband and I are definitely on the deeds now
    In that case you're fine, even if his signature had been forged. That's the beauty of land registration.
  • exiled_red
    exiled_red Posts: 261 Forumite
    I thought of changing locks before reading this forum, you never know who the previous owner has given keys to, or how many previous owners or neighbours still have keys for whatever reason. I would be more concerned about theft than something like this but it's one of the first things that I will be doing when I move in a few weeks time.
  • TonyMMM
    TonyMMM Posts: 3,423 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If things are as he said, and he didn't sign/agree the sale then she may well have committed a number of offences of fraud/forgery but that his his/her (and the police's) problem.

    I think your title to the property should be fine - but you should be speaking to your solicitor on Monday anyway.

    (I bought my house 20 years ago and I still haven't got around to changing the front door locks .....keep meaning to though)
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