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Tales from The Shire

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Comments

  • Fortune_Smiles
    Fortune_Smiles Posts: 5,149 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    beanielou said:
    Yah, young decorator is just what what you need.
    Get that hall booked  :grin:

    He is just what we need Beanie 😁  He's going to quote for the hall but we're debating whether to get the living room and kitchen done first.  The hall and landing are quite big and complicated so, for the price of that one area, we could get two rooms done instead.  It all depends on when the new windows are coming as it would be better to have those replaced before decorating.  If the windows come as planned in September we'll go for living room and kitchen.  If there's a delay on the windows, we'll go for hall/landing.  First of all though we need to have the exterior of the windows we're keeping sanded and oiled.

    Exciting.

    Fortune x

  • Staffordia
    Staffordia Posts: 392 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    I suspect that Cheery has had quite a few people's PB winnings. 😅
    Mortgage Free November 2018
    Early Retired June 2020
  • themadvix
    themadvix Posts: 9,107 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I suspect that Cheery has had quite a few people's PB winnings. 😅
    Definitely (she's had mine too), but she'd argue that Shanghaijimmy has had her share of Postcode Lottery winnings! 😂
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Love reading all your news. Decorator sounds fab as do self employment plans
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Fortune_Smiles
    Fortune_Smiles Posts: 5,149 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Love reading all your news. Decorator sounds fab as do self employment plans

    Thanks SH.  I'm very happy to have found him.

    Fortune x

  • ruby_eskimo
    ruby_eskimo Posts: 4,814 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    The young decorator sounds like a great find!  I keep lending DH to our friends to help with decorating and DIY as he isn't too bad, but he never brings home any money, they just pay him in beer 😆
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • The young decorator sounds like a great find!  I keep lending DH to our friends to help with decorating and DIY as he isn't too bad, but he never brings home any money, they just pay him in beer 😆

    I wish I could pay for things in courgettes Ruby - I'd be a rich woman by now 😂

    Fortune x

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