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Tales from The Shire
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Happy New Year Fortune.
CRx0 -
Also so loving the financial goalsI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
The first working day of the year and it feels sooooo good to get back to some structure and normality. I've noticed that we're all being very disciplined with posting at the moment - do you think that will be a bit like gym membership in January :rotfl: No, we're all too committed and determined for that aren't we
I've got off to a good start with my 2019 goals:
HEALTH- I've already paid a deposit for next term's yoga sessions and the dates are in my diary
- Mr F and I walked FDawg together yesterday and this morning
- no added sugar so far this year
WEALTH- the big news is that I made the first mortgage overpayment of the year today and this means we've reached two milestones: we are now into the teens and have paid off 10% of the total :j:j:j
- we have told the garage we will buy the car subject to getting the finance and I've just submitted a loan application :eek:
- operation 'Leftovers' continues. We had apple and date porridge for breakfast to use up some of the dates we didn't eat and milk which we seem to have rather a lot of for some reason. I bought a Butternut Squash for making soup over Christmas but we didn't use it. I'd ordered an standard size one but got an extra large as a substitution so there's plenty there for two recipes. I also bought lots of red chilies as we had curries on Boxing Day and one of our party likes his curry very hot. Rather than inflict that on everybody his wife suggested I get some hot chilies and serve them on the side but when it came to it, he declined them. I bought two packets! I also forgot to add coriander to two of the curries I made
So lunch today was Butternut Squash Soup with added coriander :rotfl: It was lovely and there's plenty left over for another day. Tonight we'll have Courgette Carbonara to use up a courgette which has somehow remained at the bottom of the fridge undiscovered since before Christmas :rotfl:
- I've started to set up a neighbours group for some girlie nights out. Just need to get two more email addresses. There is a sing-along film showing at our local cinema in February so I think that could be an inaugural meeting
- Mr F and I have planned this weekend at home. He'll carry on with the fencing and I shall either chalk paint the table I bought for the annex or make preserves to use up more leftovers :rotfl:
Go me!
Mr F is going to bring the boxes in from the barn later so I can start taking the Christmas decorations downNot looking forward to that job.
Thank you everyone for your support with my goals. I hope yours are off to a good start too.
Fortune xhttps://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living0 -
All good
Into the teens on the motgage is awesome :j :jI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Fortune_Smiles wrote: »...Go me!...
:T:T:T
Well done Fortune! You have been amazingly driven, but then again you always are!!!
I've been woefully unproductive (according to me) and embarrassingly productive (according to OH) - my holiday has comprised of doing a whole lot of chores in the AM & then getting lost in the endless maze of the internet in the afternoons!
Can't wait until next week when I'm back at work & have structure & routine!:rotfl::rotfl::rotfl:4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!0 -
Excellent goals progress so far Fortune :T Think what you can achieve in the rest of the year!! :rotfl: at us all being diligent about our finances in January
:rotfl:
I've been woefully unproductive (according to me) and embarrassingly productive (according to OH)
:rotfl: :rotfl: :rotfl: This made me laugh SO much - this sounds just like what happens in our house :rotfl: :rotfl:0 -
Happy New Year, Fortune! Great goals for 2019
:T
xI am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £200 -
HNY FS.. :beer: Glad you’re off to a racing start. Think the yoga is good. I love going to my class. Agree with you on the regular posting...think we are just trying to be accountable
(Or I certainly am,, :rotfl:. to you lovely folks )
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I started taking the Christmas decorations down today. It's not taking as long as I feared. However, the cardboard boxes I use for storing them have not survived Mr F's stacking technique :mad: To be fair, they really need to be kept in something a bit more robust so I have invested in some storage boxes today. This seems a more cost effective option than having to replace anything that gets broken. Plus a lot of my decorations are precious and I'd be upset if they got damaged.
Operation 'Leftovers' decluttered two egg whites, half a pack of mushrooms, some salami and prosciutto. Mr F polished off the very last slice of Christmas cakeI also returned some marshmallows to lodger friend as we didn't use them. The fridge and worktops are starting to look clearer
Tonight was the last night of my writing course but I've given it a miss. Mr F is away for work and this is the first evening I've had to myself for weeks. I can pick up anything I've missed from a friend but suspect that it won't be much.
Off to bed soon so nighty night all
Fortune xhttps://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living0 -
All good
Into the teens on the motgage is awesome :j :j
Thanks Beanie. I go a pleasant surprise because I think I worked out the last figures without December's payments.:T:T:T
Well done Fortune! You have been amazingly driven, but then again you always are!!!
I've been woefully unproductive (according to me) and embarrassingly productive (according to OH) - my holiday has comprised of doing a whole lot of chores in the AM & then getting lost in the endless maze of the internet in the afternoons!
Can't wait until next week when I'm back at work & have structure & routine!:rotfl::rotfl::rotfl:
Not always RTI fall off the wagon quite regularly although I always climb back on :rotfl:
Cheery_Daff wrote: »Excellent goals progress so far Fortune :T Think what you can achieve in the rest of the year!! :rotfl: at us all being diligent about our finances in January:rotfl:
:rotfl: :rotfl: :rotfl: This made me laugh SO much - this sounds just like what happens in our house :rotfl: :rotfl:
Thanks Cheery. I think the rest of the year will depend on how much debt we end up with following the car purchase. I have my fingers crossed it won't be much as I would really like to get chickens this year.
Fortune xhttps://forums.moneysavingexpert.com/discussion/6623005/happy-days-in-our-golden-years/p1?new=1
Working at Living0
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