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ahhh new job!!!! what date do you start? Is it better wages and location!! so happy for you , new start just what you needed
xx Debt (1/9/14) £6,702.11 Debt free (30/11/2016) mortgage port- £70,077.82 and mortgage £126,517.39 o/s currently
Debt - £17,190.83 (29/7/22) now (19/8/22) £16,688.800 -
ahhh new job!!!! what date do you start? Is it better wages and location!! so happy for you , new start just what you needed xx
Thanks hun, yes I start on the 13th Nov. It's temp to perm and the temp rate is higher than what I'm on now
The job is the one in Swindon and is an hour away from home as opposed to the two hours each way that I'm doing at the moment 
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Morning,
Managed to get a fair few surveys done yesterday and I'm nearly at payout on VO. I'll post my survey update later, so I know where I am at.
Got the statement from the bank yesterday, which also advised that from November we'll be charged a daily OD fee for every day that we're in it, what fun!
Not much else to report.0 -
Annoying banks and their overdraft fees :mad: Will you be able to avoid using the overdraft? I'm glad I have a basic bank account so I won't be caught out that way again
Good about the surveys Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0 -
Morning Hairy,
Unfortunately no, DH gets paid and then I get paid and my salary seems to wipe out the OD or something but we are always in it.
Hoping DH gets a big enough commission that we can at least wipe out some of it. I explained to DH that the amount we both earn, I'd rather we had the money than the bank.0 -
Is it a lot per day? Is there a deal you can do to clear the overdraft? Not sure if ppl would recommend to transfer on a 0% Cc but would that save you money?0
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Not sure how much it is per day, this month we are being charged £44 for using it.
The new 1p for ever 7p starts next month, so don't know if that is part of it or not.
Don't ideally want to add to the debt with it and I'm sure we'd be able to clear it just worried about what amount they'll add on.0 -
Hopefully as your salary clears it , you won’t be charged every day so won’t be too high x0
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Surveys to date:
£0.44 PA + £1.90 pending
£37.10 OP need £40 to withdraw
£10.70 PP need £50 to withdraw
£9.75 VO need £10.50 for voucher
£6.40 PB + £0.00 pending
£10 Quidco pending
£85 worth of points on BC to be used for Christmas and throughout 20180 -
You're doing well on the surveys Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS0
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