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Taking it slowly, but doing it well.

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  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Hello, saw you on FS's diary and have read your intro and your last few posts :) Will subscribe.. :)

    Like your goals. Have just checked my interest payments on the mortgage and its around £250 p.m. I am not OP'g at the moment.long story, but basically spare cash is going into pension and paying off holiday CCs etc, but I could manage that. I will set up a SO as a result.

    Have a good day x
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Hi Brizzled, thank you for popping in and commenting. My diary is really quite dull, but keeps me focused and any visitors are warmly welcomed and appreciated.

    Today would have been a nsd, if Pickle and I didn't find a friend to go to 'all you can eat breakfast' with. Again, no regrets, but only £30 left in the eating out budget for the rest of the money. I see lots of wamming in my future.

    I'm not a huge fan of Mothering Sunday, but received some lovely things from Pickle. The Childminder has really gone to lots of effort with them. (Hubby didn't do too badly either, a recipe book and a novel)

    Hunter's pie for tea, and Victoria sandwich which i made last night after Pickle told me that, if we didn't have any cake in, I should make it. (Amazing how his two little words of 'Cake? Make cake!' Can convey sooo much meaning)
    I'm very fortunate to have a very foodie toddler, who's hunter's pie (containing Worcestershire sauce, mustard and balsamic vinegar) was eaten up to very appreciative comments. I'm hoping he doesn't go through a fussy stage.

    Tomorrow is the wwt place about an hour away. Before hubby heads off for an overnight work visit and the Work/Childminder cycle starts over again.

    I've got a few crazy busy weeks coming up at work, so there won't be much time for supply but I've already got a day booked in for Thursday this week so that will swell the coffers slightly.

    1p challenge done. Tilly tidy from breakfast done and a new knitting project making fab progress. A good start to the week.

    Hope everyone enjoys theirs.
    Wish

    mse March Goals

    1) Mop Pot
    Target 1: next brick on the countdown house
    £50.97/£50.97 :j :j
    Target 2: monthly interest payment
    £13.52/£13.52 :j :j
    Target 3: mfw March target
    £93.66/£145.51
    Target 4: new 2018 target (to catch up on January's low payment)
    0/£7.34

    2) Emergency fund growth
    £250/£150 :j

    3) nsds
    5/16

    4) 1p a day challenge
    11/31

    5) save the £2 coins (update monthly)

    6) get in size 14 jeans (update monthly)
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I'm very fortunate to have a very foodie toddler, who's hunter's pie (containing Worcestershire sauce, mustard and balsamic vinegar) was eaten up to very appreciative comments. I'm hoping he doesn't go through a fussy stage.
    In my experience the fussy stage starts approximately 48 hours after you proclaim to someone 'my son eats everything' without caveating it as you have done :rotfl:. Hunter's Pie - is that a euphemism for Bambi Pie?
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • gallygirl wrote: »
    In my experience the fussy stage starts approximately 48 hours after you proclaim to someone 'my son eats everything' without caveating it as you have done :rotfl:. Hunter's Pie - is that a euphemism for Bambi Pie?

    Haha Gally, not Bambi pie no, chicken and bacon with a balsamic/Worcestershire sauce relish and cheese in it. Sounds random, but was really nice, the last recipe from the 'pieminister' book (a reader contribution I believe)

    I am fully expecting his adventurous pallet to take a break at some point, but, whilst it's here, I shall be thankful every meal time.
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • shangaijimmy
    shangaijimmy Posts: 3,803 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    We are at 3 stages at the minute. DS1 is re-emerging from fussy stage and reluctantly starting to try a things again. DS2 is in only eating 5 things type mode which is so frustrating. DD is in the 'food hoover' stage of eating anything and everything. I'd say we got caught out with gallys scenario twice, so not saying anything about DD! So only another 5 yrs to go and we may have all 3 at a normal stage of eating!
    MFW: Was: £136,000.......Now: £47,736.58......
  • Evening all,

    Thanks for the insights into toddler food fads, today has involved porridge, Granny Smith apples, macaroni cheese with chorizo and paprika.... this almost garauntees the fussiness will start.

    Nsd today woohoo. Took Pickle to the wwt place for
    A couple of hours today, it was sooooo wet.

    Hubby away tonight, I'm working tomorrow, Pickle asleep at the moment, we'll see how long that lasts.

    Night all

    Wish

    mse March Goals

    1) Mop Pot
    Target 1: next brick on the countdown house
    £50.97/£50.97 :j :j
    Target 2: monthly interest payment
    £13.52/£13.52 :j :j
    Target 3: mfw March target
    £97.45/£145.51
    Target 4: new 2018 target (to catch up on January's low payment)
    0/£7.34

    2) Emergency fund growth
    £250/£150 :j

    3) nsds
    6/16

    4) 1p a day challenge
    12/31

    5) save the £2 coins (update monthly)

    6) get in size 14 jeans (update monthly)
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • Today has been crazy. I did not move from my desk from 8:15 until 4:15. And I didn't realise how much time had gone. Super busy.

    It does mean a nsd though wooohoooo (need a few more of those...)
    Council tax bill has arrived, so went online and paid that (I wonder if I was the first in to pay and, if I was, do I get a prize? Nothing major maybe just having my bins collected every week or something.
    Completed two days of the 1p a day challenge. Today's amount and one that, when I tilly tidied the left over pennies I got a lovely round number on my mop pot. I can see more of this 'creativity' in my future.

    Everyday spends budgets are holding up ok, groceries doing well, everything else needs to be kept a watchful eye on, but there are no disasters (apart from the landless phone bill being £6 over budget again- need to look at the call charges.)

    No paid work tomorrow, but Sunday school and church Safeguarding things to sort out, cleaner coming so a bit of cleaner proofing in the morning, I do have to sort birthday presents for the party on Saturday we're going to. But that may be a Friday job. Ho hum.

    Sleep well everyone.

    Wish

    mse March Goals

    1) Mop Pot
    Target 1: next brick on the countdown house
    £50.97/£50.97 :j :j
    Target 2: monthly interest payment
    £13.52/£13.52 :j :j
    Target 3: mfw March target
    £100/£145.51
    Target 4: new 2018 target (to catch up on January's low payment)
    0/£7.34

    2) Emergency fund growth
    £250/£150 :j

    3) nsds
    7/16

    4) 1p a day challenge
    14/31

    5) save the £2 coins (update monthly)

    6) get in size 14 jeans (update monthly)
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • I don't feel like I've achieved much or done much today, but then I don't feel like I've sat around doing nothing either.

    It has been a nsd
    I've done three days of the 1p a day challenge. Today's and two random ones so my 1p a day challenge sits at a nice round £90 and my mop pot at £101.
    Add those two amounts together and I've smashed my mop pot
    Target for the month (I've already paid mini targets 1&2 into the mortgage itself) but. I really want to see the 1p a day challenge get to its £667.?? Total before redistributing it amongst the mop pot and my offset pots.

    A day of supply tomorrow, so that will be paid into my pots the end of next week. No supply work next week due to my other job, so I think this might be the last supply work before Easter, then the middle of April I'm on a work trip down south, so, In all honesty, this is probably the last 'extra' work for a month.

    I think that's all my ramblings tonight. Hoping for an nsd tomorrow too.

    Wish

    mse March Goals

    1) Mop Pot
    Target 1: next brick on the countdown house
    £50.97/£50.97 :j :j
    Target 2: monthly interest payment
    £13.52/£13.52 :j :j
    Target 3: mfw March target
    £101/£145.51
    Target 4: new 2018 target (to catch up on January's low payment)
    0/£7.34

    2) Emergency fund growth
    £250/£150 :j

    3) nsds
    8/16

    4) 1p a day challenge
    17/31

    5) save the £2 coins (update monthly)

    6) get in size 14 jeans (update monthly)
    Outstanding mortgage: £23,181 (December 19)
    MFW 2020 Challenge Member #10 0/£2318
  • pinkypig
    pinkypig Posts: 1,814 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Excellent number of nsds:j

    Had your council tax gone up much? Still waiting for mine.

    Have a lovely rest of the week xx
    Original mortgage £112,000 . Final payment due August 2027.
    Mortgage neutral achieved August 2020 - 7 years early!!!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Our equivalent in Spain is only €438 a year - just under €300 general and the rest on bin collections.

    From what I've seen of the Town Hall most of the 'general' goes on paper for the printer/copier - every time you go in they take another copy of your passport. I think they have a massive game of Snap with them every Christmas :rotfl:.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
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