We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
We're aware that some users are currently experiencing errors on the Forum. Our tech team is working to resolve the issue. Thanks for your patience.
Debt Free Wannabe Teacher
Comments
-
Today:
Not a NSD - saw some toastie pockets that I wanted for my lunch in the reduced section so made sense to get them now rather than the weekend.
Got £4.47 from Crowdology so popped that in to my savings. I logged in to my Halifax account and was so impressed to see a feature that suggests how much money you will have left over when pay day comes - it analyses my direct debits, standing orders etc and told me - it's exactly what I thought it would be! Love that feature!
Got another £3 Amazon voucher yesterday from Swagbucks - I find SB really irritating but actually the points add up pretty quickly!
School was a nightmare today - children all over the place and I have tonnes of work to do.Since 'lightbulb moment' on 9th July 2017:
Loan: £1,670.25/£20,043.00 loan - 8.33%
£2,350.62 in savings0 -
Today:
Not a NSD but I did do 5 hours at the bar straight after work so that will mean a little extra pay next Friday. Love being paid weekly for my bar shifts.
My BF cashed out of Prolific so I got about £4.50 for referring him.
This weekend I am going to Cornwall to stay in my caravan - hopefully won't spend too much and will have a relaxing time away.
I've had very bad back problems in the past and have to go to the chiropractor regularly to stay on top of it - well, I've been slacking and I can tell - agony! So, I've got an appointment on Monday - £35 and then my friend who is an incredible masseuse is seeing me for free on Tuesday.Since 'lightbulb moment' on 9th July 2017:
Loan: £1,670.25/£20,043.00 loan - 8.33%
£2,350.62 in savings0 -
Please tell me you've opted back into the TPS?!Savings as of April 2023 Savings account - £26460.50(14474.88)Current account - £2140.24(4576.79)Total - £28600.74(19051.67) £1010 (£65pm CS/BS) £250 CS/BS/JS0
-
zippygeorgeandben wrote: »Please tell me you've opted back into the TPS?!
I haven't yet - although I haven't actually had a pay packet without it... why?Since 'lightbulb moment' on 9th July 2017:
Loan: £1,670.25/£20,043.00 loan - 8.33%
£2,350.62 in savings0 -
Just one of the best pensions out there that's all, even consiering circumstances.Savings as of April 2023 Savings account - £26460.50(14474.88)Current account - £2140.24(4576.79)Total - £28600.74(19051.67) £1010 (£65pm CS/BS) £250 CS/BS/JS0
-
zippygeorgeandben wrote: »Just one of the best pensions out there that's all, even consiering circumstances.
I know... I thought long and hard about it but I decided I needed to think of my short term goals for now and then look to the longer term. Thanks though! :beer:Since 'lightbulb moment' on 9th July 2017:
Loan: £1,670.25/£20,043.00 loan - 8.33%
£2,350.62 in savings0 -
Had a lovely weekend away - a few spends though. I worked on Friday night, then on Saturday I went to Cornwall to watch my BF play rugby and then my mum, brother and I stayed at our caravan for the night. We went for a lovely meal which myself and my brother paid for - that was £25 each. On the Sunday I got us all some ice creams. We had a great time walking and body boarding - was really lovely.
Today was very costly! I had to go to the chiropractor so that was £32 - well worth it though and much needed. I had to park the car so I parked at M & S and then popped in after to see if they had any reductions. I ended up spending about £7 in the end on some reduced food but I will freeze this and it will mean I don't need to buy any meat next week. I got 8 x skinny chicken burgers, 8 x skinny beef burgers, cod in a garlic sauce (serves 2) and 2 lots of salmon flakes. Yum!Since 'lightbulb moment' on 9th July 2017:
Loan: £1,670.25/£20,043.00 loan - 8.33%
£2,350.62 in savings0 -
That soundsikea good M+S haul!! We often stock up in this way, and like you I often feel like we have overspent, but the following week I'm glad of it!0
-
Yesterday was absolutely manic... work from 7:30-6pm, then to see my masseuse (she sees me for free - I love her!) and then to my cousin's house to have dinner as she was off to uni for the first time!
Today, another manic work day but I am doing nothing this evening.
I got a PA cashout - about £15, sold something on eBay for 2.99 - every little helps.
However... I had to get my brake pads fixed today which cost £120 - ahhh! It does mean that this week I have saved petrol on two days by lift sharing and driving my BF's car... so I shouldn't have to top up my petrol this week hopefully. Also shouldn't have to do a full food shop I hope.
What I have really loved today though is being able to pay out £120 for my car, £32 on Monday for chiropractor, £70 for my tyres the other day... and being ABLE to pay it. Out of my current account. No credit accounts, no savings... all my own money that I have made sure is available.
OK, so it is £240 that could have gone in to my savings but this is real life!Since 'lightbulb moment' on 9th July 2017:
Loan: £1,670.25/£20,043.00 loan - 8.33%
£2,350.62 in savings0 -
Just popping in to say all good still... can't wait til payday on Monday!Since 'lightbulb moment' on 9th July 2017:
Loan: £1,670.25/£20,043.00 loan - 8.33%
£2,350.62 in savings0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.5K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.4K Work, Benefits & Business
- 604.2K Mortgages, Homes & Bills
- 178.5K Life & Family
- 261.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards