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Credit card vs loans or another way of getting money.

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  • slenderkitten
    slenderkitten Posts: 1,121 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    edited 6 July 2017 at 8:45PM
    What is subprime never heard of it? Is it safe to apply for any credit card so soon after getting overdraft
    My Signature is MY OWN!!
  • heartbreak_star
    heartbreak_star Posts: 8,286 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Rampant Recycler
    Subprime is for people who, for whatever reason, are not ideal customers for credit - in your case, not much credit history and not on the electoral role. Both are considered risks to lenders.

    (And I meant if you don't vote you have no right to complain.)

    HBS x
    "I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."

    "It's easy to know what you're against, quite another to know what you're for."

    #Bremainer
  • heartbreak_star
    heartbreak_star Posts: 8,286 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Rampant Recycler
    i got £500 overdraft but no sure it'll use it for what I wanted it for.

    What else are you going to use it for?

    HBS x
    "I believe in ordinary acts of bravery, in the courage that drives one person to stand up for another."

    "It's easy to know what you're against, quite another to know what you're for."

    #Bremainer
  • slenderkitten
    slenderkitten Posts: 1,121 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    What product is subprime card?

    I wanted it for moving costs but I would be out of pocket again next month I don't sent to get into that trap so not going to do it.

    But just wanted extra credit in place in case I need it.

    Any suggestions for cards for me to apply for?
    My Signature is MY OWN!!
  • [Deleted User]
    [Deleted User] Posts: 35,242 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    See post 31.
  • slenderkitten
    slenderkitten Posts: 1,121 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    I'm on my mobile it does not show post numbers?
    My Signature is MY OWN!!
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm on my mobile it does not show post numbers?

    The post by ZX81, Aqua is a sub prime card.
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