We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Can I claim Universal Credit on top of Tax Credits?
Enigmaman
Posts: 301 Forumite
Following a recent raft of benefit cuts and drop-off in business I am left with an income of Just £88 per week, including Tax Credits.
is it possible for me to claim Universal Credit on top (as that is what now exists in this area).
I understand that all my benefits would then be converted to Universal Credit.
is it possible for me to claim Universal Credit on top (as that is what now exists in this area).
I understand that all my benefits would then be converted to Universal Credit.
0
Comments
-
You asked the same question just a few days ago. The answer is still the same. You can't claim both tax credits and UC at the same time.Following a recent raft of benefit cuts and drop-off in business I am left with an income of Just £88 per week, including Tax Credits.
is it possible for me to claim Universal Credit on top (as that is what now exists in this area).
I understand that all my benefits would then be converted to Universal Credit.0 -
NO.
UC incorporates TC.
So, the answer to your question is NO
See: https://forums.moneysavingexpert.com/discussion/5669255Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.0 -
No but I'd like to see you try, I could imagine you'd cause a serious meltdown between HMRC tax credits and DWP computer systems trying to sort that out!0
-
I've seen a couple of people do this and all that has happened is that DWP notify HMRC and the tax credit award is terminated the day before the DWP award starts, invariably with an overpayment of tax credits.
IQ0 -
Alice_Holt wrote: »NO.
UC incorporates TC.
So, the answer to your question is NO
See: https://forums.moneysavingexpert.com/discussion/5669255
No need to shout. I posted this thread after I saw that reply.0 -
-
-
More to the point, and of interest to others, is that a better off calculation showed I would get more money AND almost full Council Tax Support if I claimed UC.
I will not be doing so however until I know more about the full implications of UC. For example, I have heard self-employed people will have their earnings looked at monthly rather than as an annual total. So in a good month, we could get no UC presumably. Any ideas on this?0 -
More to the point, and of interest to others, is that a better off calculation showed I would get more money AND almost full Council Tax Support if I claimed UC.
I will not be doing so however until I know more about the full implications of UC. For example, I have heard self-employed people will have their earnings looked at monthly rather than as an annual total. So in a good month, we could get no UC presumably. Any ideas on this?
1) You can claim CTS now, it is not dependant on a UC claim.
2) Monthly on a cash basis. Also google 'UC and Mininum Income Floor'.
https://www.gov.uk/government/publications/universal-credit-and-self-employment-quick-guide/universal-credit-and-self-employment-quick-guide
3) TC will now also look at a self-employed business to determine if it is generating a sensible profit, is organised, and regular- i.e. 'gainful self-employment'. The days when TC would subsidise unviable self-employment are coming to an end.
See: http://revenuebenefits.org.uk/tax-credits/guidance/how-do-tax-credits-work/self-employed/
You will eventually need to seek employment, if your business is failing. Certainly under UC this would be a likely claimant commitment condition.Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.0 -
Darksparkle wrote: »Exactly so why ask again if you'd already read the reply?
Der, because I had not read the reply, obviously. (!)0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.6K Banking & Borrowing
- 254.5K Reduce Debt & Boost Income
- 455.5K Spending & Discounts
- 247.5K Work, Benefits & Business
- 604.4K Mortgages, Homes & Bills
- 178.6K Life & Family
- 262K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards