Received my salary twice?

Kim_13

Pigmyhippo wrote: »

I'd love to see anyone prove that the money that was moved did not belong to the OP. I can just imagine the interview now;
Police 'So OP we assert that you received 2 payments of £1500 and knowing that one of the payments was incorrect transferred one of those payments to a savings account. Is that correct?'
OP 'Yes that is correct I transferred £1500 of my then £3000 balance to my savings account'
Police 'Erm, OK, well we say that the £1500 you transferred wasn't actually £1500 that you knew was yours, and was instead £1500 that you knew wasn't yours'
OP 'No, I transferred the £1500 that was mine and left the £1500 I knew wasn't mine in the original account.'
Police 'You're free to go'

This is why I suggested to 100% cover herself that the OP should pay bills (transferring it to a second current account if needs be) from the money in the savings account, unless she has money in the current account over and above the second credit. Otherwise, she'd either have transferred money to a savings account that she knew wasn't hers, or have spent money that she knew wasn't hers.

Not that I think anything would come of it in any case. The OP has been honest and is willing and able to return the money when required to do so.

getmore4less

I have an account that automatically removes excessive funds to another accounts(multiple options depending how much excess there is)

Going to cause issues if just moving the money would be criminal.

Might not notice for days or even weeks if away.

RG2015

Pigmyhippo wrote: »

I'd love to see anyone prove that the money that was moved did not belong to the OP. I can just imagine the interview now;
Police 'So OP we assert that you received 2 payments of £1500 and knowing that one of the payments was incorrect transferred one of those payments to a savings account. Is that correct?'
OP 'Yes that is correct I transferred £1500 of my then £3000 balance to my savings account'
Police 'Erm, OK, well we say that the £1500 you transferred wasn't actually £1500 that you knew was yours, and was instead £1500 that you knew wasn't yours'
OP 'No, I transferred the £1500 that was mine and left the £1500 I knew wasn't mine in the original account.'
Police 'You're free to go'

Great post! Just because someone transfers £1,500 into their savings account in no way indicates that it is the salary over payment of £1,500. All money in a bank account is the same.

There is no way a solicitor could prove that this might be theft. But I bet they would charge a hefty fee for their services!

LaurenC

Thanks all for your response on this. It never occured to me that moving the money perhaps wasn't the right thing to do as I did firstly contact the bank and my payroll department. I moved it so it wouldn't be spent by accident.

I tried to use my card at lunch today and it was declined, so I checked on my banking app and the extra payment was taken back out of my account again today leaving me overdrawn. I have transferred the money from my savings back in again and called the bank to check all is ok and I won't be charged a fine - they said this happened due to a system error and apologised so I guess that's the end of it hopefully.

xylophone

so I checked on my banking app and the extra payment was taken back out of my account again today leaving me overdrawn.

Well, I did wonder.... post 3.

RG2015

LaurenC wrote: »

I tried to use my card at lunch today and it was declined, so I checked on my banking app and the extra payment was taken back out of my account again today leaving me overdrawn.

This is very surprising and I am so pleased that you have brought this to our attention so others don't get caught out.

This will be your bank and not your employer but I really didn't think that banks could do this without asking you or even notifying you. But then again history tells us that banks can do anything they want!

PS I certainly hope you do not end up paying any overdraft fees or interest as a result.

RG2015

LaurenC wrote: »

I rang my bank and they have told me that it wasn't their error.

LaurenC wrote: »

I called the bank to check all is ok and I won't be charged a fine - they said this happened due to a system error

So it wasn't the bank's error it was a system error:rotfl: