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New HSBC debit card 2% cashback scheme from 1 July

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Comments

  • Rich2808
    Rich2808 Posts: 1,395 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Combo Breaker
    While I am happy to have the cashback I really don't understand why HSBC has to apply a separate cashback payment for every transaction - often for 2 or 3p for example. Why not do what other banks do and pay cashback as one lump sum at month end?

    I am ending up with loads of credits for tiny amounts - which just messy and makes it harder to follow bigger transactions.

    HSBC - surely this can't be efficient?
  • soulsaver
    soulsaver Posts: 6,730 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    soulsaver wrote: »
    Tried it for Ratesetter, needed to test the rolling market for a theory, anyhow - so not wasted either way.
    Perhaps unsurprisingly it didn't pay cash back for a DC Ratesetter deposit.
  • Nebulous2
    Nebulous2 Posts: 5,734 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Rich2808 wrote: »
    While I am happy to have the cashback I really don't understand why HSBC has to apply a separate cashback payment for every transaction - often for 2 or 3p for example. Why not do what other banks do and pay cashback as one lump sum at month end?

    I am ending up with loads of credits for tiny amounts - which just messy and makes it harder to follow bigger transactions.

    HSBC - surely this can't be efficient?

    It doesn't seem to be HSBC. They are using the visa promotional offers system. I've a card registered with it from Nationwide and it does the same - pays out a few days after the transaction. I once received a 10% payment on a £300 tablet purchased from Argos, without knowing the offer was there.
  • RebekahR
    RebekahR Posts: 5,988 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Just been searching for this as I have had this plop into my junk box.


    Get cashback on selected retailers when you spend with your HSBC Visa Card



    Mrs X, it’s always nice to make your money go a little further. So to say thank you for being an HSBC Visa customer, with Visa Offers (operated by Visa) you can now take advantage of cashback offers made available with a number of your favourite stores and retailers.

    To get started simply follow the three easy steps below, and then remember to also keep an eye out for Visa Offers weekly emails containing your personalised offers.

    No coupons to remember. No points to collect. Just money back onto the card used to make the purchase. Simple.


    Get cashback on selected retailers when you spend with your HSBC Visa Card



    Mrs Critchley, it’s always nice to make your money go a little further. So to say thank you for being an HSBC Visa customer, with Visa Offers (operated by Visa) you can now take advantage of cashback offers made available with a number of your favourite stores and retailers.

    To get started simply follow the three easy steps below, and then remember to also keep an eye out for Visa Offers weekly emails containing your personalised offers.

    No coupons to remember. No points to collect. Just money back onto the card used to make the purchase. Simple.



    How to get cashback




    Sign up



    Register your existing HSBC Visa credit or debit card by visiting https://hsbcuk.visaoffers.eu and following a few quick steps.





    Sign in



    Unlock your offers by signing into your account. Don’t forget to check regularly for new ones. Offers will only be activated once you’ve viewed them and need to be activated for you to be eligible for cashback.





    Shop



    Once you’ve made your purchases, HSBC will receive a cashback credit from Visa which will be applied to your card — this will typically be within 5 working days.

    Please always check offer terms. Cashback is paid subject to the Terms and Conditions of the offer, and will only be paid on eligible purchases.





    This week’s exclusive cashback deals:


    £10 cashback



    Get £10 cashback when you spend £40
    in store at H&M
    £5 cashback



    Fuel up at Esso and
    get £5 cashback
    when you spend £40

    Cashback offers may only be available for limited periods, valid for one
    transaction and subject to a minimum spend criteria.


    Doesn't specify an end date though ...
  • According to whois the domain visaoffers.eu is registered to markmonitor.com in Indiana. I suspect it is in your junk box because it is spam and has absolutely nothing to do with HSBC. I may be wrong, but you should not be giving any of your card details to this organisation.

    I have heard nothing from HSBC about their cashback scheme and have not received any cashbacks myself. It does appear to be an offer for selected customers.
  • Nebulous2
    Nebulous2 Posts: 5,734 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    These are different schemes. The debit card offer gives 2% on spend up to £500 per month. It was only offered to specific people, apparently those not spending on their account.

    I don't have their credit card, but those one-off offers seem to be a feature of a lot of credit cards. I get regular offers from Nationwide, Santander and Halifax.
  • pantaiema
    pantaiema Posts: 183 Forumite
    Eighth Anniversary 100 Posts Combo Breaker
    edited 2 September 2017 at 11:09AM
    According to whois the domain visaoffers.eu is registered to markmonitor.com in Indiana. I suspect it is in your junk box because it is spam and has absolutely nothing to do with HSBC. I may be wrong, but you should not be giving any of your card details to this organisation.

    I have heard nothing from HSBC about their cashback scheme and have not received any cashbacks myself. It does appear to be an offer for selected customers.

    A few people on this forum have reported they received cashback on their account. It seems this is for targeted customers. I have AC with HSBC over ten years but I have not received this offer either.
  • ehlo
    ehlo Posts: 397 Forumite
    Part of the Furniture 100 Posts
    According to whois the domain visaoffers.eu is registered to markmonitor.com in Indiana. I suspect it is in your junk box because it is spam and has absolutely nothing to do with HSBC. I may be wrong, but you should not be giving any of your card details to this organisation.

    I have heard nothing from HSBC about their cashback scheme and have not received any cashbacks myself. It does appear to be an offer for selected customers.

    You are wrong :). markmonitor is the registrar and not the registrant.

    If you do a WHOIS request you'll get...
    Domain: visaoffers.eu

    Registrant:
    NOT DISCLOSED!
    Visit www.eurid.eu for webbased whois.

    Onsite(s):
    NOT DISCLOSED!
    Visit www.eurid.eu for webbased whois.

    Registrar:
    Name: MarkMonitor International Limited
    Website: https://www.markmonitor.com/

    Name servers:
    ns1.dnsvisa.com
    ns3.dnsvisa.com
    ns2.dnsvisa.com

    Please visit www.eurid.eu for more info.
    Further information is available at https://whois.eurid.eu/en/?domain=visaoffers.eu

    This shows the domain is registered to "Visa International Service Association"

    Of course this registration information is not normally verified so is of little value anyway however the nameservers match other VISA sites.
  • RebekahR
    RebekahR Posts: 5,988 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    edited 2 September 2017 at 4:46PM
    !!!!!!! It looked legit to me! As it used Mrs C rather than dear customer. Should I bet contacting HSBC and making them aware if this is potential spam/scam?
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