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Good credit score and report but turned down for MBNA credit card?

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  • Candyapple
    Candyapple Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    If you already have a card with MBNA, how have you run the account?

    I've not known MBNA to usually decline second, or even third cards with them once you are already a cardholder of theirs, so if you are 100% there is no bad info on your credit files (they run monthly feeds from the credit reference agencies) then it will be down to your internal customer rating - in which case there's nothing you can do about it, perhaps you just don't meet their criteria at this point in time.

    Have you checked your Call Credit file? https://www.noddle.co.uk

    Have you entered your details in the link below, what were the results?
    https://www.moneysavingexpert.com/eligibility/credit-cards/
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • forgotmyname
    forgotmyname Posts: 32,928 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Not the only one with little faith with First Direct then.

    I switched last year and they were a PITA. I should have said dont bother but thought just a few glitches. But they still have not setup phone banking for the wife. No issues with my side but they made her jump through hoops.
    Censorship Reigns Supreme in Troll City...

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