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PPI for Deceased Father

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  • my father passed away 4 years ago I have had to sort out all his debt would I be allowed to claim his PPI if he had it many thanks
  • I don't have all documentation but the documentation that I have only proves that we settled the debt
  • -taff
    -taff Posts: 15,372 Forumite
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    my father passed away 4 years ago I have had to sort out all his debt would I be allowed to claim his PPI if he had it many thanks

    .....................
    See posts 2, 3, 4, 6, 7 and 8.
    Non me fac calcitrare tuum culi
  • [Deleted User]
    [Deleted User] Posts: 26,612 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper Photogenic
    Hi my father passed away 4 years ago I was going through my documents today and I had to pay all dads debts off when he passed away I was wondering if he had any ppi would I be allowed to claim
    -taff wrote: »
    .....................
    See posts 2, 3, 4, 6, 7 and 8.
    ..and posts 11, 14 and 15! ;)
  • Hi there,

    Not sure if anyone can help with this one. My father died 2yrs ago, and I have only just got around to going through old bank statements. It seems that he was being charged £35 each time he went into an unauthorised overdraft. In one week, he was charged x4 £35, as he was withdrawing small amounts, such as £10 or £20 a time without realising. It looks like he assumed he was able to withdraw cash, as the cashpoint allowed him to do so! He did have some alcohol related mental health issues, although he was due for an assessment 1mth after his death. Am I able to claim back any of those charges? many thanks
  • Nasqueron
    Nasqueron Posts: 10,756 Forumite
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    Hi there,

    Not sure if anyone can help with this one. My father died 2yrs ago, and I have only just got around to going through old bank statements. It seems that he was being charged £35 each time he went into an unauthorised overdraft. In one week, he was charged x4 £35, as he was withdrawing small amounts, such as £10 or £20 a time without realising. It looks like he assumed he was able to withdraw cash, as the cashpoint allowed him to do so! He did have some alcohol related mental health issues, although he was due for an assessment 1mth after his death. Am I able to claim back any of those charges? many thanks


    No, the banks won the court case in 2009 on unfair charges, they only consider current financial hardship cases, not old ones

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • dunstonh
    dunstonh Posts: 119,756 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Hi there,

    Not sure if anyone can help with this one. My father died 2yrs ago, and I have only just got around to going through old bank statements. It seems that he was being charged £35 each time he went into an unauthorised overdraft. In one week, he was charged x4 £35, as he was withdrawing small amounts, such as £10 or £20 a time without realising. It looks like he assumed he was able to withdraw cash, as the cashpoint allowed him to do so! He did have some alcohol related mental health issues, although he was due for an assessment 1mth after his death. Am I able to claim back any of those charges? many thanks


    Your post has nothing to do with the topic of this thread. Please post again on your own thread.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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