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Clear score 'updates'

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In between my monthly report I'm being sent emails telling me there is an update on my report. I log in and nothing has changed. Anyone else had this? I wonder if its a marketing thing to get you to log in more frequently and take up a credit card or loan?

Comments

  • StopIt
    StopIt Posts: 1,470 Forumite
    They update the Score every month, along with updates to items like CC balances, loan balances etc. Aside from that, nothing much changes so I'm not sure why you're getting e-mails unless if something major has changed?


    When you say nothing has changed, do you mean the score itself, or have you went into the Dashboard section and checked currently open accounts?

    In debt and looking for help? Look here for the MSE Debt Help Guide.
    Also, If you need any free and impartial debt advice, the National Debtline, Stepchange, and the CAB can help.
  • National_Debtline
    National_Debtline Posts: 7,998 Organisation Representative
    Tenth Anniversary 1,000 Posts Combo Breaker
    Hi Fireflyaway

    Are the emails telling you your new monthly report is available? Or a separate email saying something has changed?

    As StopIt mentions your credit report is updated each month with new payments and balances of your debts, and you will be sent an email to inform you when this is available to view. If you are receiving additional emails about further changes which are not apparent, contact Clearscore and ask them to explain it to you.

    Susie
    @natdebtline
    We work as money advisers for National Debtline and have specific permission from MSE to post to try to help those in debt. Read more information on National Debtline in MSE's Debt Problems: What to do and where to get help guide. If you find you're struggling with debt and need further help try our online advice tool My Money Steps
  • shortcrust
    shortcrust Posts: 2,697 Forumite
    Eighth Anniversary 1,000 Posts Combo Breaker Newshound!
    In between my monthly report I'm being sent emails telling me there is an update on my report. I log in and nothing has changed. Anyone else had this? I wonder if its a marketing thing to get you to log in more frequently and take up a credit card or loan?

    Yep, I get this too and they're definitely not notifications about monthly updates. Annoying.
  • Candyapple
    Candyapple Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    In between my monthly report I'm being sent emails telling me there is an update on my report. I log in and nothing has changed. Anyone else had this? I wonder if its a marketing thing to get you to log in more frequently and take up a credit card or loan?

    It's not a marketing thing, besides, even if you did log in more frequently, how exactly is that supposed to make you apply for a credit card/loan? :huh:

    You are not looking at your report thoroughly enough. When you log in, click on 'Report'. Then click through to each sub-heading; 'Overview' 'Personal' 'Accounts' 'Corrections' 'Searches' until you find the new update. The new information will be highlighted in a blue box (see example of mine below) which is different from the green boxes.

    Clear1.png


    So to reiterate - you need to scroll through the headers and look for the blue box, that is what will tell you what info has changed.
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • Fireflyaway
    Fireflyaway Posts: 2,766 Forumite
    Fifth Anniversary 1,000 Posts
    Candyapple wrote: »
    It's not a marketing thing, besides, even if you did log in more frequently, how exactly is that supposed to make you apply for a credit card/loan? :huh:

    You are not looking at your report thoroughly enough. When you log in, click on 'Report'. Then click through to each sub-heading; 'Overview' 'Personal' 'Accounts' 'Corrections' 'Searches' until you find the new update. The new information will be highlighted in a blue box (see example of mine below) which is different from the green boxes.

    Clear1.png


    So to reiterate - you need to scroll through the headers and look for the blue box, that is what will tell you what info has changed.

    Thanks candyapple you are right I did what you said and have now spotted the change!
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