MMD: Should Jennifer do the deeds with Brad?

tjrocks4eva

Don't allow him to be put on the deads you havent known him that long and if he wants to contribute towards the house just ask him to go halfs on the utility bills after all he will be using gas/leccy/water/food etc.
If he loves you then he will accept that and then maybe review it after a couple of yrs if he is still with you.

Weggy

Was in the same situation when I moved in with, my now, wife.

She had her own place, with mortgage. I paid my way, but didnt want to be added to the deeds - what if we split up? It was her house!
We waited until we were happy, and then waited further until it was re-mortgage time... then went in for a joint mortgage... this took a good couple of years from when we first met, and I wouldnt change how we did it.

minipop1977

Jen don't do it!!

Jen & Brad MUST enter into a Deed of Trust/Living together Agreement before he is even allowed to pass over the threshold.

You don't have to be party to the Mortgage or named on the Deeds to claim a beneficial interest in a property.

Simply contributing towards the utility bills and using his blood, sweat and tears decorating the property over a period of time could be enough to give Brad this beneficial interest especially if Brad believes he is moving in with Jen with the intention that her property is to be 'their' home.

If Brad and Jen split the end result is that Brad could claim some financial benefit from Jen. Litigating (fighting) through the Courts would be extremely costly for Jen and she could end up selling her home to pay Brad off.

My advice.....get a Living together Agreement. Set out clearly in this Agreement what happens in the event of the relationship ending i.e. that Brad moves out lock, stock and barrel in the knowledge that he has no claim on the property. It is extremely important that each party take independent legal advice and that this agreement is drawn up by a qualified Legal Representative. If this should go to Court at a later date the Agreement will be taken seriously.

Look after Number One.....if your Partner won't sign don't do it!!

Merson_Tuffers

Jen should absolutely NOT add Brad to the deeds. Just because he's paying into the household does not award him this right, he is paying for having a roof over his head in the same way a lodger would. Does he expect to be living rent-free?? If I was Jen I would worried at his insistance on this and concerned about his motives. Is he looking to take advantage?
If Jen really wants Brad to move in then she should do the most sensible thing and look at having an agreement written up to protect her assests.
She has worked too darn hard to take this risk. Just because sh'e in love it doesn't mean she lose her common sense.

foreverstudent

I think she shouldn't put him on the deeds. Maybe it would be better to have a trial period and have an arrangement that he contributes to the bills and his pays rent. It can all be made legal and above board and have some legal documents drawn up stating that he is non-owner resident in the property. My fiance and I did that when we moved in together first. It is only sensible. Not all relationships work out!

Ntshe

My granddaughter is buying her house, and it is in her name. She recently bought a new car in her name, I agree with her sentiments, and she is not bothered about marrying her partner.

holly1980

Tiny_Tiger wrote: »

Brad should not move in till they get married! Financial commitments of this nature cannot come before solid personal commitments.

You can't have everything, every way. If he's paying into the mortgage, then he needs to know his 'investment' isn't worthless. If she doesn't let him, what does that say about the relationship in the first place?

Surely, then, its easier to stick to good old fashioned morals - Wait till they get married and are reasonably sure they intend to stick together forever! There's no problem with waiting - or maybe there is - and that is a good commentary on society in general.

Me and my girlfriend are a lesbian couple in a similar situation but aren't ready to get hitched at the moment (she isn't 'out' and probably will never be). I would like to move in with her - she has a mortgage of 5 years - but don't expect to be put on the deeds, just to pay a share of the mortgage, bills etc. It's difficult being in a relationship where one partner is rich and the other poor (I am the poor one!), but it is interesting to see how other couples have managed this issue. Any advice would be welcome.
Many thanks

Mics_chick

If I was Jen I would sit him down and have a talk with him about money and how she can help him and also what a stuggle it was for her to get her own place.
If he refused to sort out his finances then I would refuse to add him to the deeds ever but I would probably only do it when I was sure that the relationship would survive living together anyway.
They might move into together and then find they don't get on at all !!!

trejoy

No way, she should treat him as a lodger for the purpose of living together and charge him rent. If he doesn`t understand why she is protecting her sole investment, then he`s up to no good.
To be equal in the relationship, she would have to have house valued and he would have to stump up the difference between mortgage and actual value.:rotfl:

Annoying_Lawyer

Sorry to be an annoying lawyer, but actually it doesn't matter whether Jen puts Brad on the deeds or not. It only affects the "legal title", which is different to how the money is divided if the property is sold. If Brad contributes to the mortgage or indeed bills, maintenance, DIY, housework or other things which help the household with the house, there are grounds for him to claim the benefit of a contructive/resulting trust. This can lead him to owning part of the "beneficial title". I'll avoid suggesting Jen sees a lawyer, but it is important people realise how easy it is to get into this situation