Mum lent me some money for 3 days - Get phone call from HA threatning police?

zippygeorgeandben

If the OP sees this, please pop over to the DFW boards as we can help and advise.
Having lots of bills 'coming out at once' are precisely the reason you need to have a budget in place.
We're a friendly and helpful bunch!

enthusiasticsaver

I am not sure why someone from the HA would ring you in the first place and I would be tempted to tell them to mind their own business but you don't know what your mum has told her.

Firstly I would not borrow from your mum if she has mental illness. She may be right as rain one moment and then after dwelling on it for a few hours she sees it in a totally different way. Maybe she thought you were extorting money out of her somehow. Difficult to know the thought processes but the safest thing is not to borrow in the future. Maybe visits would be better done earlier on in the day or at weekends.

Secondly if your financial circumstances are thrown into a tailspin for £60 then I would say you need to budget better and save up a cash buffer in case this happens in the future. The DFW forum is a good place to get support but all you really need to know is keep a spending diary to see where your money is going and allocate weekly or monthly money towards large annual bills and an emergency fund. That way you will be more prepared in the future.

marliepanda

enthusiasticsaver wrote: »

I am not sure why someone from the HA would ring you in the first place and I would be tempted to tell them to mind their own business but you don't know what your mum has told her.

Firstly I would not borrow from your mum if she has mental illness. She may be right as rain one moment and then after dwelling on it for a few hours she sees it in a totally different way. Maybe she thought you were extorting money out of her somehow. Difficult to know the thought processes but the safest thing is not to borrow in the future. Maybe visits would be better done earlier on in the day or at weekends.

Secondly if your financial circumstances are thrown into a tailspin for £60 then I would say you need to budget better and save up a cash buffer in case this happens in the future. The DFW forum is a good place to get support but all you really need to know is keep a spending diary to see where your money is going and allocate weekly or monthly money towards large annual bills and an emergency fund. That way you will be more prepared in the future.

My local housing association offers support services and counselling. If the mother has mental health issues she may be in supported living or somewhere where she has a support worker, who would get involved if the mother had told her something untoward about the loan or maybe why she was low on cash

Dribiddi

OP just don't put your mother or preferably any friends or family members in that position it's a recipe for disaster