Sri Lanka Travel Money Help!

Hello!

I am going to Sri Lanka this summer to volunteer on a mental health placement. I will be there for 6 weeks and will need money each week to fund travel and resources. The placement have advised us not to carry large amounts of cash but to withdraw money weekly from the local ATM.

I am looking for some advice on what card I should take and/or any tips in terms of fees etc.
It is recommended that I take my debit card? Or a pre-paid travel money card? Or a credit card?

Any advice would be very much appreciated!

Thank you! :)

Comments

  • WAYT
    WAYT Posts: 694 Forumite
    Suggestion;

    A credit card;

    Halifax Clarity
    Creation Everyday
    Santander Zero

    Debit(if you prefer to deal with a bank) or Prepaid card from;

    Virgin Money Essential Current Account Issue 2 £1.50 ATM withdrawal charge abroad.

    Monzo

    No foreign exchange charges from any of the options.

    http://www.moneysavingexpert.com/travel/travel-credit-cards
  • eDicky
    eDicky Posts: 6,835 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Make sure you have more than one source of funds when traveling, any card can sometimes fail, or be lost, stolen etc. I always carry several.

    Apart from the insignificant daily interest charged by most travel credit cards on cash withdrawals, the best options cost nothing and do not require currency conversion until they are used, avoiding the problem of leftover foreign money on a card.

    Don't let any travel agents talk you into buying their cards, it would probably be cheaper to use your regular debit cards while overseas.

    Never accept the offer by payment terminals or ATMs to debit your card in pounds, always pay in the local currency and select 'Without Conversion' if an ATM offers the choice.

    The new 'mobile only' bank, Starling, has no fees or limits for overseas use of its card, which will cost nothing to try out in addition:

    https://www.starlingbank.com
    Evolution, not revolution
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