We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Help! Credit Check NPower

Hi!

So I have just moved into a rented house and now called NPower. Apparently due to my credit I need to either pay £400 upfront (security deposit £200 for electric and £200 for gas) or go onto a prepayment metre which I'm not sure my landlord will allow!

I don't understand how we passed credit checks to rent but can't pay for our power by direct debit.

What do I do?

Are there companies with no credit check?

Any advice would be great Please!!

Thanks

Comments

  • Scottish Power do not do credit checks, or they didn't with me.

    Different companies have different levels for passing a credit check. Your rental company had a lower one than NP.
  • footyguy
    footyguy Posts: 4,157 Forumite
    1,000 Posts Combo Breaker
    FfiAlice wrote: »
    Hi!

    So I have just moved into a rented house and now called NPower. Apparently due to my credit I need to either pay £400 upfront (security deposit £200 for electric and £200 for gas) or go onto a prepayment metre which I'm not sure my landlord will allow!

    I don't understand how we passed credit checks to rent but can't pay for our power by direct debit.

    What do I do?

    Are there companies with no credit check?

    Any advice would be great Please!!

    Thanks

    This MSE article explains the credit checking policies of the Big 6
    http://www.moneysavingexpert.com/utilities/switch-prepaid-gas-electricity#bigsix

    (this more accurately relates to those requesting to change from PPM to credit meters, but I suspect it's not too different to new customers moving to them with credit meters already)

    The issue is, however, you will need to register with the existing supplier as a customer before you can think about switching supplier
  • macman
    macman Posts: 53,129 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Your LL cannot refuse a PPM, but may insist that it's switched back at end of tenancy.
    I suggest you see what is on your credit file...
    No free lunch, and no free laptop ;)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.7K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.7K Work, Benefits & Business
  • 600.1K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.