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Help! Credit Check NPower

Hi!

So I have just moved into a rented house and now called NPower. Apparently due to my credit I need to either pay £400 upfront (security deposit £200 for electric and £200 for gas) or go onto a prepayment metre which I'm not sure my landlord will allow!

I don't understand how we passed credit checks to rent but can't pay for our power by direct debit.

What do I do?

Are there companies with no credit check?

Any advice would be great Please!!

Thanks

Comments

  • Scottish Power do not do credit checks, or they didn't with me.

    Different companies have different levels for passing a credit check. Your rental company had a lower one than NP.
  • footyguy
    footyguy Posts: 4,157
    1,000 Posts Combo Breaker
    Forumite
    FfiAlice wrote: »
    Hi!

    So I have just moved into a rented house and now called NPower. Apparently due to my credit I need to either pay £400 upfront (security deposit £200 for electric and £200 for gas) or go onto a prepayment metre which I'm not sure my landlord will allow!

    I don't understand how we passed credit checks to rent but can't pay for our power by direct debit.

    What do I do?

    Are there companies with no credit check?

    Any advice would be great Please!!

    Thanks

    This MSE article explains the credit checking policies of the Big 6
    http://www.moneysavingexpert.com/utilities/switch-prepaid-gas-electricity#bigsix

    (this more accurately relates to those requesting to change from PPM to credit meters, but I suspect it's not too different to new customers moving to them with credit meters already)

    The issue is, however, you will need to register with the existing supplier as a customer before you can think about switching supplier
  • macman
    macman Posts: 53,129
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite
    Your LL cannot refuse a PPM, but may insist that it's switched back at end of tenancy.
    I suggest you see what is on your credit file...
    No free lunch, and no free laptop ;)
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