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Help! Credit Check NPower
Hi!
So I have just moved into a rented house and now called NPower. Apparently due to my credit I need to either pay £400 upfront (security deposit £200 for electric and £200 for gas) or go onto a prepayment metre which I'm not sure my landlord will allow!
I don't understand how we passed credit checks to rent but can't pay for our power by direct debit.
What do I do?
Are there companies with no credit check?
Any advice would be great Please!!
Thanks
So I have just moved into a rented house and now called NPower. Apparently due to my credit I need to either pay £400 upfront (security deposit £200 for electric and £200 for gas) or go onto a prepayment metre which I'm not sure my landlord will allow!
I don't understand how we passed credit checks to rent but can't pay for our power by direct debit.
What do I do?
Are there companies with no credit check?
Any advice would be great Please!!
Thanks
0
Comments
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Scottish Power do not do credit checks, or they didn't with me.
Different companies have different levels for passing a credit check. Your rental company had a lower one than NP.0 -
Hi!
So I have just moved into a rented house and now called NPower. Apparently due to my credit I need to either pay £400 upfront (security deposit £200 for electric and £200 for gas) or go onto a prepayment metre which I'm not sure my landlord will allow!
I don't understand how we passed credit checks to rent but can't pay for our power by direct debit.
What do I do?
Are there companies with no credit check?
Any advice would be great Please!!
Thanks
This MSE article explains the credit checking policies of the Big 6
http://www.moneysavingexpert.com/utilities/switch-prepaid-gas-electricity#bigsix
(this more accurately relates to those requesting to change from PPM to credit meters, but I suspect it's not too different to new customers moving to them with credit meters already)
The issue is, however, you will need to register with the existing supplier as a customer before you can think about switching supplier0 -
Your LL cannot refuse a PPM, but may insist that it's switched back at end of tenancy.
I suggest you see what is on your credit file...No free lunch, and no free laptop0
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