Some one using my address for bank accounts

sakthivel

Hi, i need help from somebody,who living my address before they still using my address for bank accounts ,and using redirection from royalmail.can someone give me idea how can i stop this people using my address please.

societys_child

How long is it since they lived there?

How do you know about the Royal Mail re-direct?

Note: It's quite normal to have mail redirected when you move, a sensible idea and many people do it for a few months.

mt99

Yes I agree with the above if the mail is being redirected how do you know they're using your address for bank accounts

EachPenny

mt99 wrote: »

Yes I agree with the above if the mail is being redirected how do you know they're using your address for bank accounts

Possibly the odd letter slipped through the redirection net?

The banks are terrible on this - someone I know is still getting monthly credit card statements for someone who moved away over three years ago, despite every envelope being returned with 'moved away' (and various other messages!) written on it. I'm convinced the bank's returns department do nothing more than throw returned mail in the bin.

Robisere

It's not just banks ignoring returned correspondence. My grandson moved to a new flat 16 months ago and letters continued to arrive at his address until about 2 months ago. Some were credit card letters, some mail order companies, some other businesses. In one case, two mail order firms and one finance house, were sending mail addressed to the resident who had left TWO tenancies ago.

My gson is an Aspergers sufferer and this caused him a great deal of anxiety, so I took all the mail and regularly gave it to the landlord for redirection. The mail for previous tenant(s) kept coming, so I collected "like" letters for a few weeks, put them into an envelope and sent them to the return addresses, with a note stating that the occupant(s) had moved on / / date and their whereabouts were unknown. I further stated that, as the sender was now aware of this, no such further letters would be returned. Gson has had no further letters.

It seems to me that banks and other organisations in reference to such wrongly addressed correspondence, either depend upon the next resident to carry out their work, or fail to note that action has not resulted from the correspondence.

p00hsticks

Robisere wrote: »

It seems to me that banks and other organisations in reference to such wrongly addressed correspondence, either depend upon the next resident to carry out their work, or fail to note that action has not resulted from the correspondence.

You say that as soon as you notified the banks that the previous tenant no longer lived there the mails stopped ? So it sounds in your case that the previous tenant rather than the organisations is really the one at fault and had never bothered to advise then that they'd moved or get a formal Royal Mail redirection set up.

EachPenny

p00hsticks wrote: »

You say that as soon as you notified the banks that the previous tenant no longer lived there the mails stopped ? So it sounds in your case that the previous tenant rather than the organisations is really the one at fault and had never bothered to advise then that they'd moved or get a formal Royal Mail redirection set up.

That may be the case for Robisere's example, but in the case I mentioned three years returned statements should be a clue to the bank that their customer has moved away, however disorganised the previous occupant is/was.

I'd hope that after a few months the bank might write to the current occupiers making enquiries, or else just close/suspend the account and/or start tracing the customer for recovery of the debt.

dggar

EachPenny wrote: »

I'd hope that after a few months the bank might write to the current occupiers making enquiries, or else just close/suspend the account and/or start tracing the customer for recovery of the debt.

Something like:---
"Dear occupier, can you tell us whether our customer, Mr XYZ, still lives there?"


I don't think so.

EachPenny

dggar wrote: »

Something like:---
"Dear occupier, can you tell us whether our customer, Mr XYZ, still lives there?"

I don't think so.

Why not? Although perhaps phrased as "...can you confirm Mr XYZ no longer lives at this address?" would be more appropriate.

But then 30+ returned letters marked "moved away, probably no longer in UK" should have been enough to give them that idea already.

Otherwise what are they going to do, send monthly statements to Mr XYZ until the end of time?

eDicky

All such letters are printed and mailed out by computerised systems, and there's probably no way of stopping it until the account holder gets their details updated with the bank and it is successfully entered in the system. Until then, they will keep coming ..

antrobus

EachPenny wrote: »

Why not? Although perhaps phrased as "...can you confirm Mr XYZ no longer lives at this address?" would be more appropriate.

But then 30+ returned letters marked "moved away, probably no longer in UK" should have been enough to give them that idea already....

Because it's often the case that the person who has marked the letters "moved away, probably no longer in UK" is non other than the Mr XYZ in question.

EachPenny wrote: »

..Otherwise what are they going to do, send monthly statements to Mr XYZ until the end of time?

No, because the sun will have gone supernova and wiped out life on Earth long before we get to the end of time.