When to organise a survey

dannyjebb

We have submitted our mortgage application and sent in paperwork to the solicitors yesterday. Santander say the average time to offer is 13 days or so.....Am I right in thinking it is best to wait until we have a mortgage application accepted and offered before going ahead organising a survery asking solicitors to go ahead with searches etc. I don't see any resaon why we would have problems with a mortgage, our mortgage advisor did say our scores were a little low but there are no problems on there (defaults, missed payments etc) and the amount we are asking for is 40k less than what they would potentially offer us (150k) Just don't want to shell out £1000 in searches and surveys to then find out our mortgage was rejected for some reason. I read yesterday that March had the lowest rate of mortgage accepted in a long time

Thanks for any advice

Surrey_EA

It would not be unusual for a buyer to wait until receiving their mortgage offer before having a survey carried out, or asking their solicitor to apply for searches.

However, you need to consider what timescale you are working to. Doing things one after the other, rather than allowing events to move ahead simultaneously, will mean the overall process will be slower. If there is no particular timeframe, and the vendor, along with any associated chain, are happy with this pace of progress then it should be fine.