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E-On taking money out of my ESA without permission

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LifeIsHard
LifeIsHard Posts: 14 Forumite
Why can they suddenly do this?


Why don't I have the right to say how much they take out?


Why don't I have the right to say which debt the money goes on since there are higher priority debts than my electricity bill.


Can I stop them is there anyway?
«1

Comments

  • spiro
    spiro Posts: 6,405 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    If it works like fuel direct the energy supplier gets something like £3.75/fuel/week as a minimum payment. Is that what's happening?
    IT Consultant in the utilities industry specialising in the retail electricity market.

    4 Credit Card and 1 Loan PPI claims settled for £26k, 1 rejected (Opus).
  • LifeIsHard
    LifeIsHard Posts: 14 Forumite
    spiro wrote: »
    If it works like fuel direct the energy supplier gets something like £3.75/fuel/week as a minimum payment. Is that what's happening?


    they are taking 30 pounds a WEEK can you believe it, I do owe the company money but only because I fell into poor mental health and could not afford to pay for a long time
  • molerat
    molerat Posts: 34,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 7 May 2017 at 3:42PM
    Have you spoken to E.On or JCP about it ? You must have given your account details to JCP or your NI number to E.On to get this set up.
    https://www.gov.uk/bills-benefits
    http://www.sunderland.gov.uk/index.aspx?articleid=7253
  • matelodave
    matelodave Posts: 9,076 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    spiro wrote: »
    If it works like fuel direct the energy supplier gets something like £3.75/fuel/week as a minimum payment. Is that what's happening?

    The £3.75 is to pay off the debt, you also have to pay for what you are currently using so you can't just get away with £3.75.

    Are you giving them regular meter readings, rather than just waing for an estimated bill to drop through the door. Hopefully if you are giving regular readings then you should only be paying for the energy that you are using.

    I suppose the alternative is a pre-pay meter which I'm assuming you haven't got at the moment?
    Never under estimate the power of stupid people in large numbers
  • E.ON_Company_Representative:_Helena
    E.ON_Company_Representative:_Helena Posts: 2,359 Organisation Representative
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Good morning LifeIsHard,

    There's already some good advice on the thread, so thank you all.

    It sounds like something has been set up somewhere for us to be taking the payments, but I'm not sure why you haven't had conformation of it.

    I think you should speak to us, we actually have a credit operations department and they are the ones best placed to speak to, they can offer and set up payment arrangements.

    If you can also have some meter reads ready when you ring, it means we can get the account fully billed up to date and you'll know where you are.

    As matelodave says, there might be the option of a pre-payment meter, again this is something you can talk to us about.

    Thank you

    Helena
    Official Company Representative
    I am an official company representative of E.ON. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
  • LifeIsHard
    LifeIsHard Posts: 14 Forumite
    they just started taking my cash without me setting anything up or being asked permission
  • LifeIsHard
    LifeIsHard Posts: 14 Forumite
    Under what circumstances would E-On be denied the ability to take cash from my ESA? Im gonna appeal and take it all the way, what are some good reasons (please non eon representatives answer)


    Would using a different electricity company in a different flat stop the payments?
  • IAmWales
    IAmWales Posts: 2,024 Forumite
    LifeIsHard, language like that is not accepted on this forum, nor are personal attacks. As such I expect the forum team will delete your response to Helena.

    If you need help, keep it civil.

    If the deduction is via the Fuel Direct scheme it cannot be taken from a previous supplier. However the supplier can prevent you from switching if the debt is more than £500 and you do not have a prepayment meter (if you do, you'll continue to pay the debt via the meter with a new supplier). If you can leave, a new supplier can refuse to take you.

    It is very much in your interest to communicate with E On and come to an arrangement to pay your debt.
  • dippy3103
    dippy3103 Posts: 1,963 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    LifeIsHard wrote: »
    they are taking 30 pounds a WEEK can you believe it, I do owe the company money but only because I fell into poor mental health and could not afford to pay for a long time

    How are they taking £30 per week? Is it direct debit from your bank or out of your ESA? How much do you owe them?

    If you want help & advice you need to provide details and quit the abuse.
  • trickytree1963
    trickytree1963 Posts: 255 Forumite
    If you think they have taken it without agreement , contact your local Citizens Advice Bureau (CAB). They can give you debt advice and Benefits deduction appeals advice too. You will need to pay for your fuel at some point though
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