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Comments

  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The explanation for this is...

    Insurers typically use two address fields for customers, one address field is for correspondence (Some people eg students or HMF may want correspondence sent to say a parents address) and the other address field is where the vehicle is normally kept (Which is the address the Insurers normally rate the premium on).

    The person you spoke to, changed the address for the risk address (Where the vehicle is kept), but did not change the correspondence address.
  • paddyandstumpy
    paddyandstumpy Posts: 1,486 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    At least you're now opening your posts with a warning of what's to come...
  • Mercdriver
    Mercdriver Posts: 3,898 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper
    edited 14 May 2017 at 1:45PM
    liltzero wrote: »
    Complete utter rubbish. Your correspondence address and risk address must be the same as whatever is on your driver's licence.

    You're the expert on complete and utter rubbish.

    A correspondence address can be a different address to where you live. Some people don't receive their mail at the address where they live, but the car is ordinarily kept where they live. The location it is normally kept is the thing they base their risk calculations on.

    Where you keep the car normally doesn't have to be the address on your driving licence. Your documentation, i.e. your v5 and your DL should be at an address where you can be contacted. i.e. a correspondence address. They don't have to match where your car is normally located. They often do, but there is no requirement for them to do so.
  • neilmcl
    neilmcl Posts: 19,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    liltzero wrote: »
    Complete utter rubbish. Your correspondence address and risk address must be the same as whatever is on your driver's licence.
    You really need to stop embarrassing yourself.
  • AndyMc.....
    AndyMc..... Posts: 3,248 Forumite
    1,000 Posts Combo Breaker
    neilmcl wrote: »
    You really need to stop embarrassing yourself.

    Sadly he's not embarrassed by it.
  • Car_54
    Car_54 Posts: 8,947 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Mercdriver wrote: »
    You're the expert on complete and utter rubbish.

    A correspondence address can be a different address to where you live. Some people don't receive their mail at the address where they live, but the car is ordinarily kept where they live. The location it is normally kept is the thing they base their risk calculations on.

    Where you keep the car normally doesn't have to be the address on your driving licence. Your documentation, i.e. your v5 and your DL should be at an address where you can be contacted. i.e. a correspondence address. They don't have to match where your car is normally located. They often do, but there is no requirement for them to do so.

    Furthermore, I've never been asked by any insurer what address is on my licence.
  • maxmycardagain
    maxmycardagain Posts: 5,853 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    dacouch wrote: »
    The explanation for this is...

    Insurers typically use two address fields for customers, one address field is for correspondence (Some people eg students or HMF may want correspondence sent to say a parents address) and the other address field is where the vehicle is normally kept (Which is the address the Insurers normally rate the premium on).

    The person you spoke to, changed the address for the risk address (Where the vehicle is kept), but did not change the correspondence address.

    right, so why have his correct address (25) but put down 23? 52 i could accept (dyslexia)....

    and how can a council official put the wrong registration down on a form with the V5 infront of her?...
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    right, so why have his correct address (25) but put down 23? 52 i could accept (dyslexia)....

    and how can a council official put the wrong registration down on a form with the V5 infront of her?...

    Because the software they generally use is similar to the software you encounter when you run a quote through or buy clothes online.

    When entering your address you enter the post code and then the computer lists the house numbers for that address eg 21,23 & 25 and you then click on the relevant house number. Upon doing that the computer fills in the rest of the address.

    Hence they could select 23 as it would be the number next to the correct number eg 25 that the computer is suggesting.

    This is also the reason why it is unlikely they would enter 52
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