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Spend Nowt, Buy Nowt, Owe Nowt

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  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    Have a lovely time and good luck to DH.
    Have adventures. laugh a lot and always be kind.
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    Have a lovely time :D

    Good luck to DH too x
  • XSpender
    XSpender Posts: 3,811 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello I'm back.

    Everything has been up in the air as we waited to find out if DH had got the job and he found out today that he has :j:j

    In the meantime we have struggled to make ends meet as his wage has dropped a lot in the last few months and the debt has gone up a bit in August following our holiday, the purchase of an interview suit and having some planned work done in the house .:mad::o:(

    We have joined SW and lost over half a stone between us in 2 weeks :D

    Erm, what else? DH and I have agreed to sit down and do a financial plan as his income will increase massively and we want to make the most of it and not fall victim to lifestyle creep.

    I am so proud of him I could burst, he is still in a daze and can't quite believe he's done it :rotfl:
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • muddywhitechicken
    muddywhitechicken Posts: 3,940 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker
    Well done Mr XS - brilliant news :T
    Mortgage at highest (April 2008): ~£195,000
    Mortgage-free: January 2021
    Retired: June 2022 (186 months early!)
  • Cherryfudge
    Cherryfudge Posts: 13,241 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Great news! Congratulations to both of you on the weight loss and your DH on the job!
    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • Treadingonplaymobil
    Treadingonplaymobil Posts: 1,895 Forumite
    1,000 Posts Third Anniversary
    That's great news! What a relief for you both. I hope things move onwards and upwards very rapidly.
    Trying to figure out a whole new life. Trying to figure out a whole new budget.
    Divorcing, unclear on final debt total right now, but focusing on building a financial buffer zone.
  • apple_muncher
    apple_muncher Posts: 15,239 Forumite
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    Congratulations to dh! What a good dilemma to have - what to do with extra money!
    NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!
  • redofromstart
    redofromstart Posts: 5,839 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    That's brilliant news!
    My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese

    GNU Mr Redo

  • Toni'sfriend
    Toni'sfriend Posts: 4,056 Forumite
    Eighth Anniversary 1,000 Posts
    That is such good news. Well done to both of you.
    Have adventures. laugh a lot and always be kind.
  • kirtsypoos
    kirtsypoos Posts: 3,825 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Well done to MrX! Have fun redoing the budget with extra monies :)
    :j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
    Mortgage - £151.316.54 :eek:
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