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Spend Nowt, Buy Nowt, Owe Nowt
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Here's an early 'Happy first day for the next decade up'!
!(I still can't believe I'm waaaay past 35 ... Not sure when maturity starts...)NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!6 -
Have a very happy big birthday tomorrow 🍸🎉🎂.Life is an adventure, never stop exploring.5
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Happy days!!! Someone else here with a big birthday this year.. although with Covid am tempted to push everything back a year
and celebrate in 2021 instead!
Have a great day and hope you are really spoilt x6 -
Have a super birthday 🎂!paydbx2025 #26 £890/£5000 . Mortgage start £148k June 23 - now £138k.
2025 savings challenge £0/£2000 EF £140. Savings 2 £30.00. 176 -
It takes ages - I am 62 and still waiting to know what I want to be when I grow upapple_muncher said:Here's an early 'Happy first day for the next decade up'!!(I still can't believe I'm waaaay past 35 ... Not sure when maturity starts...)
Save £12k in 2025 #2 I am at £9586.01 out of £6000 after August (158.45%)
OS Grocery Challenge in 2025 I am at £2226.88/£3000 or 74.23% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here5 -
🍸🎉🎂 Happy Birthday - have a great day.Save £12k in 2025 #2 I am at £9586.01 out of £6000 after August (158.45%)
OS Grocery Challenge in 2025 I am at £2226.88/£3000 or 74.23% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here7 -
In our heads we're all still 19. Have a great birthday.Have adventures. laugh a lot and always be kind.6
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Happy Birthday 🍾🥂🎂and enjoy the day.7
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Thank you for the birthday wishes. I feel 35 and look about 42ish!
For someone who is usually a bit meh about birthdays, I have been thoroughly spoilt and have very much appreciated the gifts, cards, comments and messages I have received today. It has made the day feel very special despite the pandemic restrictions putting a kibosh on the celebrations I had planned this year .
Tonight DH and I are venturing to a pub for a G&T or 2
Save £10,500 - £2673.77 - 25.5%
Pay off £7000 - £1743 - 19.4%
Make £2021 extra income - £99.758 -
Happy belated birthday 🎂🍰🍾Finally Debt Free After 34 Years, But Still Need to Live Frugally
Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS4
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