Card machine

justme111

Going to offer a service for which I would like to be able to take payments by card. Could you please advise on pros and cons of different systems/acquirers . Turnover may be a couple of thousands a year at best , would be just occasional transactions in the beginning. Thank you

theonlywayisup

Are you talking face to face, online or telephone (or some/all of those).

justme111

Face to face. Been searching, found "sumup" one.
May be a stupid question- it looks like it will not be able to emit receipts. Any other option with receipt option? Or is it going to be much more expensive?
Found the thread on it on a second page of forum , this question must be asked every couple of weeks, apologies for adding to the same questions.

theonlywayisup

We use a mix of HSBC for face-to-face and Worldpay for online. HSBC provide a handheld device and prints the payment receipt. It's very old and we've had it forever.

Have you tried looking at Paypal Merchant services, purely because it's very easy to set up - caveat being I don't know what, if any machines they can provide.

You will need to be PCI DSS compliant. It looks complicated but isn't.

https://www.paypal.com/uk/webapps/mpp/merchant

phill99

I use world pay zinc. Its a small card reader that is blue toothed to a smart phone or tablet.


There are no monthly charges, no set up fees or minimum contract.


You just pay 2.75% of the transaction to world pay, taken by direct debit in the next month.


It doesn't issue paper receipts, but it emails them.


I have been using it a number of years and would recommend it for infrequent payments.

deegee1971

My girlfriend uses iZettle - one off purchase of the card machine (£15-30 if I recall). No monthly fees, just 2.75% (which reduces, the more payments you take).
Can thoroughly recommend it.

getmeouttahere

We use a company called Card Cutters. We have a mobile GPRS terminal so our monthly rental is higher (as we take payment on delivery occasionally), but card processing fees are the lowest I found, at around 1.3% (we only take about £600 a month on the machine, so not a high usage at all).

bexman

Another vote for iZettle, been using them without issue for several years. They even offer contactless machines now, i'm still on chip/pin but it's ideal for the odd transactio and the phone app it connects to is very good too.

Percy1983

I use the sumup machine, it is the cheapest with lower turnover (less than £5000 per month).

I believe it can be linked with some printers I will admit I haven't tried this, it also offers receipts via text or email which people seem fine with.

Here is a review and an offer for the machine cheaper:
https://www.mobiletransaction.org/sumup-review/

angryparcel

you could also use a service like Payatrader.com where all you need is a smartphone or tablet

lynseydee

I don't have a great understanding of SumUp and iZettle but am I right in that if you can't get wifi then they won't work? Also I've seen mention of connecting to Bluetooth but as this is something I don't understand not sure what it means. Can anyone help as I would love to be able to get something so I can take card payments but I do my stalls. Thanks