Can someone have a look at this?

tiredoflife

Thanks bobobski. Have looked at google but still unsure what it all means. Reading further, our solicitor has asked for indemnity insurance. Just wondered if anyone had any first hand experience of it and if it's anything to worry about.

The first title deed is an absolute title.

davidmcn

From what you said in post #6 you didn't even seem aware that the sellers owned it, so are you all that bothered about the quality of their title to it?

tiredoflife

Because I'm spending half a million quid on a property so want to make sure everything is legal with nothing potentially to come and bite me in the !!!!.

All I'm asking for is opinions and anyone who has previous experience of this sort of thing and any expert knowledge.

davidmcn

tiredoflife wrote: »

Because I'm spending half a million quid on a property so want to make sure everything is legal with nothing potentially to come and bite me in the !!!!.

But presumably you've based your half a million quid on the bit you thought they owned, so anything else is an added bonus? Your lawyers will sort out the making sure everything is legal bit.

All I'm asking for is opinions and anyone who has previous experience of this sort of thing and any expert knowledge.

*shrug* That's what we're giving you. For free. At the weekend.

somethingcorporate

The house we bought last year was split across two titles as the original owner acquired the second bit of land later from the council and never bothered to consolidate them.

If your conveyancing is straight forward you could ask your solicitor to do it for you, it's quite easy from what we were led to believe.

00ec25

so "your" house and its neighbour to the right (as we look at the maps) have both , at some time in the past, pinched a bit of land in the copse.

they have both presumably fenced in that extra land and then have successfully lodged a claim for adverse possession as the land registry records have been updated to record that they now have title to the extra land as they are in possession of it and no one has (yet) contested that. Indemnity insurance would be suggested in case a contest arises and therefore would "have" to be fought in order to retain use of the land. However, whether such a contest can still be made depends on many variables which you can research yourself.

if you cannot be bothered to read up on what adverse possession means then wait until your solicitor can explain it to you

search here: https://www.gov.uk/government/organisations/land-registry

or read here: http://www.johnantell.co.uk/adverse-possession-of-land