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Can someone have a look at this?

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So after posting earlier in the week about lack of movement in the purchase of our new house, we received the invert and title deeds yesterday.

We have two bits of paper for the title deeds, 1 showing the house in the street with a red box around it and the garden, all seems realivtly normal. The next bit of paper shows the house and then a separate area at the bottom of the garden maked in red which looks like another bit of land?

Anyone have any ideas. Yes I know ultimately it's a question for the solicitor, but it's bank holiday and I am inpatient! :p

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Comments

  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Have these really come to you with no words attached?

    Anyway, looks like the other bit of land is the bottom of the garden. "Your" house and the neighbour to the right have both extended their gardens. Ownership is split across two registered titles - not a problem.
  • tiredoflife
    tiredoflife Posts: 183 Forumite
    Yep, just this and the Inventry.
  • bobobski
    bobobski Posts: 771 Forumite
    Seventh Anniversary 500 Posts Name Dropper Chutzpah Haggler
    It could be that the property you're buying is registered under two titles, so the transfer document will name both of them. Perfectly normal, nothing to be worried about - if I'm right. However, without any words attached you don't know what the two boxes mean, especially the one at the end of the garden (presumably) - it could be that it was sold off, for example. So as you say, you'll have to ask your solicitor :)
  • getmore4less
    getmore4less Posts: 46,882 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    You have been to the house whats on the ground

    Do the two houses have extended gardens as shown on te second picture or not?

    the second also suggests the property has been extended.
  • The house we are buying is extended to the side but not the back. The back of the row of houses looks out on to a copse and has a gate from the garden leading out on to it. I'm now wondering if each house has a small patch of land within that area?

    Thanks for the replies so far guys. :T
  • AdrianC
    AdrianC Posts: 42,189 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper
    The first image is clearly an older one, and shows the original plot. All the row of plots are the same length.
    In the second image, your house has been extended, and there's more development off to the left. The plots of your house and next door are longer than the plots either side - and that extra length is what's marked.

    So it seems as if you're buying two titles.
    First, the original plot (top image).
    Second, the extension to the garden (second image).

    Does the shape of the two together correlate with what's on the ground?
  • tiredoflife
    tiredoflife Posts: 183 Forumite
    Just an update on this. We have the contracts through and the title deeds with more information.

    The small bit of land on the second picture is registered with a possessory title having been acquired by the seller in adverse possession. Can anyone advise?
  • G_M
    G_M Posts: 51,977 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    The seller has claimed the extra land, via AP.

    He is selling that to you - I imagine with a 2nd Title number. Does the contract contain 2 Title numbers?

    edit: if you don't understand the contractual process, stop doing the conveyancing yourself and relyng on amateur advice based on limited information on the internet.

    If you already have a conveyancer working for you, go in and see him and ask him to explain!
  • tiredoflife
    tiredoflife Posts: 183 Forumite
    Yes ultimately I'll ask the solicitor. It was more of a has anyone experienced this type of question..... but whatever
  • bobobski
    bobobski Posts: 771 Forumite
    Seventh Anniversary 500 Posts Name Dropper Chutzpah Haggler
    Did you try Google? http://www.ehlsolicitors.co.uk/property-possessory-title/ - for example. Absolute title is the best form; this is a lower form of title so riskier.
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