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House ready to go on market - what next

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Comments

  • hufc2002
    hufc2002 Posts: 329 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Would it be worthwhile getting an AIP from my bank initially (Lloyds) as I know they only do a soft search? I won't go with them as their rates are terrible!


    My only other query is that we both have a salary sacrifice of £243 per month for Childcare Vouchers. How do we record this on income/outgoings?


    Thanks
  • ThePants999
    ThePants999 Posts: 1,748 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    hufc2002 wrote: »
    We only want to move to a specific area where properties are rarely available therefore we want to be in the best position possible to proceed.

    If your circumstances allow for it, this is an excellent reason to separate your sale and your purchase. Sell and move into a rented property. If you're picky about where you move to, it's vitally important that you're ready to absolutely jump on a property you like, and being a chain free buyer will be a big advantage in securing your dream home. The downsides are
    - having to move home twice
    - not benefiting from house price increases for a short while
    - potentially having to pay rent for a period beyond completion of your purchase.

    Were I in your situation, I'd do this.
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