Buying a house- friend to stay?

[Deleted User]

As someone who took on a lodger immediately on moving into my first flat... I would advise not to. The responsibilities of being someone's landlord really added to my stress levels sorting out all the various things to be fixed, bought, delivered and installed. Had it been just me, and a leak had sprung, I could have turned off the stopcock, and found a plumber at my leisure. But with a paying lodger quite reasonably expecting to use the bathroom turned it into a panic.

Your friend will be fine at his mum's, and there are short-term rooms advertised on spareroom and gumtree if he prefers.

Gigervamp

Christmas is 8 months away. What if it falls through and he can't get a Visa? You'll be stuck with him.

He can stay at his mums.

KeremyKyle

davidmcn wrote: »

No, occupiers' consent is only needed for those resident at the time the mortgage was taken out (usually other adult family members).

We are also looking to take on a friend as a lodger. We lived with a different friend for 3 years and were able to pay for our wedding and save up for a house deposit as a result, so we're happy to help someone in the same situation.

Can I just clarify the statement above - as they aren't moving in with us at the time of taking the mortgage out but sometime in the future - we DON'T need to inform the mortgage provider?