car accident no win no fee -advice needed

[Deleted User]

ADVICE WANTED PLEASE
i am insured with 1st central-fully comp. last week a lady crashed into me and she immediately admitted liability. my car was taken for repair and i was given a coutesy car so all went smoothly. I was initially feeling fine after the accident but the last few days have been greatly suffering with neck and back pain. i saw my gp this morning for strong pain relief and she feels that i have whiplash. I have never claimed money for anything before and didnt intend to however i work as a nurse so i am aware how this injury may affect me. i have phoned my insurance company and they tell me i didnt pay the additional extra for legal cover so i am not covered to claim:( they directed me to their approved company-First Central Law. upon speaking to them i am told i can claim through them on a no win no fee basis and they take 25%.
is this normal? any advice on what i should do?
PLEASE dont think im out to make money-i have read previous threads so im well aware that this does happen.

Quentin

25% is the maximum they can charge.

Google to see if you can find cheaper if you want to find a cheaper solicitor.

But now you have posted on a public forum like this beware any private messages you get from lurkers offering to act for you

dacouch

By any chance did you take out the optional Legal Protection Cover with First Central?

OnanTheBarbarian

Such a shame that some clashes with some forum members results in this poster not being told where there is a free solution to her problem.

[Deleted User]

haven't been successful finding any where cheaper. All seem like a money making business!:(

dacouch

You did not answer the question as to whether you had paid 1st Central extra money when you arranged your cover to pay for Legal Protection Cover

[Deleted User]

whoops sorry. no I didn't pay extra. ive learnt a harsh expensive lesson I guess!:(

Tammer

dacouch wrote: »

You did not answer the question as to whether you had paid 1st Central extra money when you arranged your cover to pay for Legal Protection Cover

She says in the OP that she did not....

dacouch

Tammer wrote: »

She says in the OP that she did not....

I would not believe what 1st Central tell their customers hence my question

jamie_02

Whiplash your GP says?

https://www.theguardian.com/money/blog/2017/apr/29/whiplash-injury-claims-accident-myth-neurosurgeon-speaks-out

jonesMUFCforever

I would also check whether it is 25% and then VAT on top!

I do know of someone who used Slater Gordon - they did not take a cut but offered an insurance premium to pay costs which was refunded if you won.