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Lloyds Bank computer says "no"

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Comments

  • GingerFurball_2
    GingerFurball_2 Posts: 990 Forumite
    Debt-free and Proud!
    I love tgat the thread title is 'computer says no' when it's human intervention that has caused your 'problems'.

    Your story sounds dodgy as !!!! by the way. Hardly surprising you were asked for more proof.
    DEBT FREE!

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  • Nebulous2
    Nebulous2 Posts: 5,907 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Shakin_Steve wrote: »
    Even without the trouble you've had with your respective banks, I don't think I'd be handing over £7000 in cash for a car. No paper trail = no come back if the car is faulty.

    Depends where from. Cash is a very common method of buying cars privately. There are so many scams with payment methods both ways that it gives both seller and buyer some security.
  • meer53
    meer53 Posts: 10,217 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    Nebulous2 wrote: »
    Depends where from. Cash is a very common method of buying cars privately. There are so many scams with payment methods both ways that it gives both seller and buyer some security.

    What security would that be then ? Cos i can't see any benefits to paying £7k cash for a car ?
  • MABLE
    MABLE Posts: 4,249 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    jaycee-123 wrote: »
    All sorted now

    And the result was?
  • jaycee-123
    jaycee-123 Posts: 13 Forumite
    My friend and I went to my branch on Saturday with my id and his bank statement to show how he acquired the £7000 in the first place. (Cashier didn't even ask to see it). The cashier asked me to speak to the fraud dept over the phone. They wanted to check I wasn't being coerced, did I know friend etc. I then read an onscreen statement saying similar thing, and the cashier put a tick in the "yes ok" box. Cash was successfully withdrawn. I do appreciate your comments and I do feel a twit for not thinking Lloyds could be suspicious. I also appreciate Lloyds being cautious. However, the fraud dept could have spoken to me in the bank last Thursday when I had my id and avoided all the kerfuffle of sale falling through and two visits to the branch. Lesson learnt
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 17 April 2017 at 12:56PM
    meer53 wrote: »
    What security would that be then ?
    Security compared to a cheque (that can be bounced) or a bank transfer. What other 'secure' methods do you suggest besides a banker's draft?

    The current banking system is absolutely unfit for big private purchases.
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